Our bridging loans are designed to be fast, flexible and cover a wide range of scenarios. We therefore offer a wide range of bridging products, to help you meet your property financial needs.
From new residential investment opportunities to development exit finance to conversion and commercial bridging loans, we’ve got you covered.
Residential & buy-to-let
When it comes to potential residential investments, we know you need a bridging lender that you can depend on. We can provide a residential bridge loan to buy a house – whether it be for residential investment opportunities or a buy-to-let loan for landlords who are building property portfolios.
Commercial & semi-commercial bridging loans
Commercial lending is a form of short-term finance that can help borrowers bridge a gap for commercial and semi-commercial properties. We understand that long-term commercial loans can take time to arrange. Therefore, our commercial bridging loans are available to provide fast and bespoke bridging finance for you. As specialist in the complex, we underwrite from day one, to minimise potential risk.
Permitted & light development bridging loans
Our permitted and light development loans help property investors, homeowners and developers who are looking to increase their property’s value through refurbishment or potential conversion works such as an HMO conversion or a barn conversion. Our refurbishment finance is available for an array of properties in need of refurbishment including homes of residency under a 2nd charge bridging loan.
Developer exit bridging loans
Available for property developers, our development exit finance provides the necessary breathing space to avoid expensive extension charges from development lenders. A developer exit loan could relieve the pressure felt from lenders to give property developers a chance to sell assets at their maximum value, or arrange other long term finance.
Auction bridging loans
Our auction finance provides auction buyers with fast bridging loans that helps them meet their tight completion deadlines. Where speed is of the essence, auction loans provide flexible and fast finance that meets the property requirement.
Overseas bridging loans
We regularly provide offshore loans for property investors who are based outside the UK but are looking to invest in UK property. All our bridging enquiries are assigned a dedicated MFS underwriter who will be on hand to help handle your case and work closely with your UK broker.
Complex bridging loans
Second charge bridging loans
As second charge bridging lenders, we supply a second charge loan against the majority of our products. A second charge holds the potential for property owners who already have finance in place but are looking to raise additional funding.
Large bridging loans
Refinance bridging loans
Here at MFS, we can supply a refinance loan against a wide selection of our bridging products. Refinancing, or re-bridging, can provide property investors with the breathing space to secure an exit strategy to complete on an existing loan.