Commercial and Semi Commercial Bridging Loans
As with any bridging loan, a Semi/Commercial Bridging Loan are generally used to fill a gap until traditional finance becomes available.
This might be buying a new business for example or purchasing a rundown block of offices that is hard to get a mortgage on, or need refurbishing before they can be used or re-sold.
What can I use a Commercial/Semi Commercial Bridging Loan for?
Commercial and Semi-Commercial Bridging Loans can be arranged for many different reasons.
They can help businesses with commercial property purchases such as Student Lets and HMOs, to Warehouses and Office Space.
We have access to several funding lines, so our commercial Bridging Loans are well placed to suit your individual circumstances.
They are designed to be fast and flexible, and our interest rates are competitive.
Other details
For commercial Bridging Loans, the overall use of the property must be more than 40% commercial.
This means that if you bought a retail premises with accommodation above it, the retail unit’s value would need to be more than 40% of the total value.
Semi Commercial Bridging – What do we do?
- Acquisition of semi-commercial
- Shops with flats above
- Freehold trading business with flats
- Freehold student lets with retail units
- Semi-commercial investment property
- Multi leasehold with flats above
Commercial Bridging – What do we do?
- Acquisition of commercial property
- Office space
- Warehouses
- Trading businesses
- Student lets
- Student accommodation blocks
- Light industrial units
- Commercial investment property
- HMO
- Multiple leaseholds
- Buying from receiver
- Property acquisition for permitted development
- Freehold and leasehold
Our case studies
A commercial 2nd charge raises funds for a new venture
Gross Loan Amount: £700,000 Market Value: £7,000,000 Initial Circumstances A new client contacted us recently, looking for a loan to help their business. They wanted to raise funds against a ...
Pandemic delays and fast bridging to secure an urgent refinance
Gross Loan Amount: £660,000 Market Value: £1,100,000 LTV: 60% Initial Circumstances A new broker approached us last month when their client suddenly found themselves in urgent need of funding. The ...
Overcoming complex legal situations
Gross Loan Amount: £200,00 Market Value: £310,000 LTV: 65% Initial Circumstances A new broker approached us with a client who needed a semi commercial bridging loan. The client needed finance ...
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We will get back to you really quickly to discuss your project.
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