fbpx
  • About us
    • About MFS
    • Meet the MFS Team
    • Our Business Development Managers
  • Bridging
    • Our Products
      • Residential & Buy-to-let
      • Large Bridging Loans
      • Commercial & semi-commercial
      • Permitted & light development
      • Developer Exit Bridging Loans
      • Auction bridging loans
      • Overseas / Foreign Nationals bridging loans
      • Complex bridging loans
      • Second charge bridging loans
      • Refinance bridging loans
    • Our Case Studies
    • What is a Bridging Loan?
    • Who do we lend to?
    • Bridging Loan Calculator
    • Bridging Loan Rates
    • Glossary of terms
    • FAQ
  • Buy-to-Let
    • Buy-to-Let Mortgages
    • Buy-to-Let Calculator
  • Intermediaries
  • Investors
  • News
    • Media coverage
    • Events & Awards
    • Press Releases
    • Blog
    • Reports
  •  Contact us
Search
START TYPING AND PRESS ENTER TO SEARCH
  • About us
    • About MFS
    • Meet the MFS Team
    • Our Business Development Managers
  • Bridging
    • Our Products
      • Residential & Buy-to-let
      • Large Bridging Loans
      • Commercial & semi-commercial
      • Permitted & light development
      • Developer Exit Bridging Loans
      • Auction bridging loans
      • Overseas / Foreign Nationals bridging loans
      • Complex bridging loans
      • Second charge bridging loans
      • Refinance bridging loans
    • Our Case Studies
    • What is a Bridging Loan?
    • Who do we lend to?
    • Bridging Loan Calculator
    • Bridging Loan Rates
    • Glossary of terms
    • FAQ
  • Buy-to-Let
    • Buy-to-Let Mortgages
    • Buy-to-Let Calculator
  • Intermediaries
  • Investors
  • News
    • Media coverage
    • Events & Awards
    • Press Releases
    • Blog
    • Reports
  •  Contact us
Search

Large Bridging Loans

Loan amount:

£4m - £30m

Rate from:

0.59%

Loan-to-value:

up to 75%

Term length:

3 – 24 months

Calculator

Overview

We are specialist lenders who provide bespoke bridging loans to help in even the most complex of cases:

  • Finance for luxury properties
  • Single high-valued residential or commercial property purchases
  • Raise funds to increase large property portfolios
  • Refinancing to consolidate portfolios
  • Provide finance for buying a block of buildings
  • Facilitate the purchase of multiple flats or buy to let properties

Key information

What is a large bridging loan?

A large bridging loan is a short-term financial solution where the gross loan amount surpasses £4,000,000. Large loans help provide urgent funding to purchase property and can help remove the worry of missing a lucrative property investment opportunity. You can borrow funds for as long as 24 months with this large, short-term product, and there are no early repayment charges, meaning you can organise a suitable exit plan in a timeframe that works for you.

How do large loans differ from smaller bridging loans?

For us, it’s purely the loan amount. We do not have specific criteria that apply for large loans, as the application process is the same. We assess every bridging enquiry on a case-by-case basis at the discretion of our underwriting team. Yet, we tend to find that our large loans are commonly deployed to buyers facing complex circumstances. As specialists in the complex, we understand that these cases may need increased funding to overcome certain issues. Therefore, we have dedicated funding lines to help with these situations.

How can I use a large bridging loan?

Large loans help purchase high-end property, commercial assets, buying flats in bulk or for development exit finance, large loans can help individuals and companies alike. Moreover, as a flexible form of alternative finance, you can tailor a large bridging loan to suit a variety of various bridging scenarios and assets. These include:

  • Student accommodation
  • Commercial property
  • Properties with complex structures
  • Starting a new business venture

With property prices continuing to rise, large bridging loans have become increasingly popular. MFS deals with large bridging loans regularly, allowing individuals and businesses to complete on large projects quickly and efficiently.

How do large loans differ from smaller bridging loans?

For us, it’s purely the loan amount. We do not have specific criteria that apply for large loans, as the application process is the same. We assess every bridging enquiry on a case-by-case basis at the discretion of our underwriting team. Yet we tend to find that our large loans are often deployed to buyers facing complex circumstances. As specialists in the complex, we understand that these cases may need increased funding to overcome certain issues. Therefore, we have dedicated funding lines to help with these situations.

How much can I borrow?

As mentioned, large loans are when the funding supplied surpasses £1,000,000. Whilst our minimum loan available is £100,000 – you can borrow up to £30M from us. Criteria will vary depending on the bridging product you require.

The amount you can borrow will be dependent on your property value and the loan-to-value (LTV) you require. These elements will also affect your monthly interest rates, you can see indicative rates on our bridging rates page.

Does it take longer to arrange a large loan?

Not at all. Our large loans can see funds delivered to your account within the same time frame as our other bridging products. With several funding lines available to us, as well as in-house funds, we’re able to provide fast finance in as little as three days: no matter the loan size.

Do your large loans have any additional fees?

We provide all our rates upfront, to ensure there are no hidden fees for you throughout your term. We also guarantee that our rates will not change throughout your term of your MFS bridging loan. When we say yes, we mean it.

  • The fees you can expect to see when using a bridging loan include:
  • Your rate: This rate will change case-by-case, depending on your product, LTV and term length.
  • Arrangement fee: The lender charges this for organising the loan and completing all the necessary checks.
  • Commitment fee: Usually requested to cover initial work done on the loan by the lender. This fee will be returned upon the drawn down of the loan.
  • Valuation fee: We will conduct a valuation on your property if you need a valuation report. We accept long-form / Red-Book valuations.

Download our product guide

Contact us

Contact us today

Get in touch with our team

We will get back to you within 4 hours
Enquire

Our other products

  • Residential
  • Commercial
  • Permitted
  • Development-Exit
  • Auction
  • Overseas
  • Complex
  • Second-Charge
  • Refinance

Our latest case studies

carpets to condos

From Carpets to Condos: Converting a commercial asset with planning permission into residential properties

Loan Amount: £11,900,000 Property Value: £17,000,000 LTV: 70% Initial Circumstance We were approached by an existing broker, whose client required a large loan to purchase a property in London. The ...

Read more

£12m loan to purchase a commercial asset with planning permission

In this video case study, Imogen Williams tells us about the large loan that we successfully completed. Working with Arc & Co. on £12m commercial asset. When we say yes, ...

Read more
Large Loans

MFS completed £6.6m bridging loan for North West shopping centre

Gross Loan Amount: £6,600,000 LTV: 60% Charge: 1st Charge Initial Circumstances A broker came back to us with an enquiry from a borrower that we had assisted earlier in the ...

Read more
  • About Us
  • Bridging
  • Buy-to-let
  • Intermediaries
  • Investors
  • Contact Us

Address

Market Financial Solutions
46 Hertford Street
Mayfair
London W1J 7DP
United Kingdom

Visit Us On FacebookVisit Us On LinkedinVisit Us On Twitter

Registration Details

Market Financial Solutions Ltd is registered in England No. 5994359

Market Financial Solutions Ltd is registered under the Data Protection Act 1998, Registration no. Z1858385

Policy

  • Home
  • Terms & Conditions
  • Privacy Notice (GDPR)
  • Complaints Policy
  • Glossary of Terms

Search

Market Financial Solutions Ltd is registered with the FCA for supervised anti-money laundering.
Registration no. 769165

© Copyright 2022 - Market Financial Solutions

Close