“Complex bridging loans are specialised short-term lending products created for those who struggle to find suitable finance for their needs. This is usually caused by unusual circumstances with a property or their personal situation.
Buyers may seek out complex loans if they’re investing via tricky company structures.
Additionally, those with personal financial difficulties, such as poor credit histories or large debts, may need more intricate solutions.
Complex bridging loans are designed to prioritise flexibility, as well as speed. The loans are tailored around unusual setups, which do not adhere to strict tick-box criteria’s.
Where complicated cases arise, they’ll often need a quick turnaround, creating stressful situations for buyers. Complex loans take this into account, getting funding out in mere days to alleviate the pressure.
Complex loans can be used for a range of investments, including residential or commercial property. In some larger cases, additional security may be needed to support the loan. This can include unencumbered residential properties, buy-to-let assets, or offices.
Here at MFS, our complex bridging loans are available from £100k to £50m with a maximum LTV of 75%.
Please do visit, www.mfsuk.com for more information and to contact one of our underwriters today.”