Loan amount:
£100k - £30m
Rate from:
0.59%
Loan-to-value:
up to 75%
Term length:
3 - 24 months
Overview
We can tailor our loans to suit your individual financial needs and our complex bridging loans are quick and efficient. No matter how complex the circumstances, our specialist lending products could see funds in your account in as little as 3 days.
Your dedicated underwriter works with you to provide a bespoke bridging experience, and with 15 years’ experience in the industry, we have worked on many complex loans and are well placed to deal with any scenario you may find yourself in.
Key information
What is a complex bridging loan?
In these situations, specialist lending can help relieve pressure or added stress. The complex circumstances facing the client could be a range of situations, from:
- Complex company structures
- Personal financial difficulties
- Tight completion deadlines
We’re specialists in the complex and we tailor our bespoke bridging loans around your financial situation. So, no matter how complex you circumstance – we’re here to help you meet your deadlines.
What are the features of complex specialist lending?
Flexibility
This specialist lending product is designed to be incredibly flexible. The loan can be tailored around unusual scenarios or fit complex company structures. Unlike high street banks or other regulated lenders, we do not adhere to a tick-box criteria.
You can read more about the difference between regulated and unregulated lenders in one of our most popular articles here.
Speed
Complex cases often require a quick turnaround, adding to the difficulty of the case. Pressure from sellers or a quickly arising deadline can add increased stress for the client, we are here to alleviate that.
Will I need additional security for a complex loan?
There are several different types of property you can use as security with MFS.
Residential properties can include:
- Unencumbered assets
- Investment properties
- Home of residency (2nd charge only)
Buy-to-let assets can include:
- Block of flats
- House rented by tenants
- HMOs
Commercial assets can include:
- Offices
- Warehouses
- Shops
How will I know if I’m eligible for your specialist lending products?
Our expert underwriters will be on hand from the moment we accept your case. All our cases receive a dedicated underwriter. They will become your direct point of contact and watch over your case. If you have any questions that need answering about our process or an update on your bridging loan, our underwriters are always happy to help.
Contact us
Our other products
Our case studies
Purchase of a shopping centre
Gross Loan Amount: £3,800,00 Property Value: £5,810,000 LTV: 65% Initial circumstances We were introduced to a new broker who had a Foreign National client in need of funds. The client ...
Offshore trust
Gross Loan Amount: £750,000 Property Value: £1,600,000 LTV: 50 % Initial Circumstances An existing broker came to us with a client looking to sell a property under the name of ...
Sale to a family member
Gross Loan Amount: £3,250,000 Property Value: £5,000,000 Charge: First Charge Initial Circumstance We specialise in the complex, so when we were contacted by a broker about a sticky situation involving ...