Our overseas bridging finance can provide foreign property investors with the funds they need quickly to invest in English or Welsh properties.
Need fast finance for UK investments, but unsure on the charges included? Our new bridging calculator will provide you with a detailed quote in easy-to-understand bitesize sections. From interest rates to additional charges, find out how much you can borrow today.
Overseas bridging finance is a specialist, short-term product designed to help foreign national property investors expand in the British market. These loans can be utilised for a range of investments, including buying residential homes, refurbishment plans, or property auctions.
You can borrow between £100,000 and £50,000,000, depending on the requirement and your circumstances.
Our international bridging finance can be used for a range of investments where speed and flexibility are needed. Foreign investors planning to flip a property can use our funding to refurbish or extend a space. Our bridging loans for expats can also be used to convert a commercial property, or invest in a new-build. Whether you’re seeking funding for an initial purchase, or to refinance, our specialist products can help support your plans.
Our overseas bridging finance can be used for a range of property types. This stretches across residential assets, such as homes or HMOs, through to commercial investments, including offices and restaurants. Funding can be issued for properties spread across every region in England and Wales. We can support your plans, regardless of whether you’re investing in London or Leeds.
Our overseas bridging finance can provide fast funding to foreign nationals who may struggle with high street lenders. If you’re based overseas, you’ll often face delays when investing in the UK. Enhanced due diligence will slow the proceedings down, potentially limiting your ability to jump on an opportunity.
Specialist funding can help overcome these issues. We’re adept at dealing with overseas entities, be they individual investors or offshore companies. We could help you lock in an opportunity, while you organise long-term options and paperwork in the background.
UK property is a popular asset for foreign investors and we’ve seen demand jump recently in light of dramatic currency movements.
But where demand or opportunity rises, so too may competition. To give yourself the best chance of getting ahead of your rivals, you’ll want to work with a lender who specialises in speed and flexibility. We may be able to help you expand your British portfolio, in good times and bad.
We’ll be able to service you so long as you’re aged between 21 and 85. We can work with clients from any country, except those that are sanctioned. We also support expats based in the UK, offshore individuals, trusts and companies, complex overseas structures, offshore asset to overseas buyer, transfer offshore to onshore. You don’t need to have an existing UK footprint to be eligible.
We regularly provide overseas bridging finance to various company structures and can consider those which may need enhanced due diligence.
We can issue international bridging finance in as little as 3 days, although we find most of our deals complete in around 2 weeks. If you’re coming to us from overseas, you will still receive the same level of service as UK based borrowers.
We’re upfront with our fees from the outset, as all our deals have an underwriter from day one. The fees you’ll pay will be dependent on the type of property you’re investing in. All of our products have an arrangement fee of 1%. There are no admin fees and commitment fees are refunded on drawdown.
If you’re investing in residential assets, or seeking a 2nd charge loan, you won’t face an exit fee. For other types of investments, there may be an exit fee with the price determined on application.
You will be the key differentiator for our overseas bridging finance, when compared to our other products. The process will be similar across our products, with the only real difference being where you’re based. Every one of our cases is bespoke however, meaning your specific claim will be assessed on its individual merits.
We’ll need details on the property you’re investing in as well as personal details. If you’re an overseas property investor, you’ll be assessed in mostly the same way as our domestic clients. We’ll explore your financial background, experience in the market, and more throughout the process. And, don’t forget, you’ll have an assigned underwriter to guide you through the process.
You can get the ball rolling by contacting us via a phone call, through an email, or live chat on our website. We will respond to all queries within four hours, but please take into account the time differences that may be at play.
Get in touch via phone, chat or email about your query, however complex it might be. We will try our best to say yes to you, instead of finding a reason to say no.
Email: info@mfsuk.com
Phone: +44 (0)20 7060 1234
Email: brokers@mfsuk.com
Phone: +44 (0)20 7060 1234
Tom Gill, BDM at MFS, has been professional and a pleasure to deal with. Extremely pleasant, helpful, knowledgeable and working with my client best interest at the forefront of every decision to secure the most appropriate solution to fit my client's needs. Tom has a true passion for what he does and, despite the hurdles, we worked together with the support of with Shaun Bains (very nice and professional too!) to get the best outcome for my client. The result was a happy client that is delighted and asked me to do more work for them! Thank you very much indeed Tom and the MFS team. To more deals together! All the best, Eric Giordanengo
Eric Giordanengo
I would like to thank Sumit for his continuous hard-work and kind assistance on all my deals. Sumit is extremely professional and is willing to go the extra mile to complete a deal. The service provided is excellent. Sumit is attentive and regularly keeps brokers updated during the process and makes sure all deals are completed on time.
Michelle
Sonal was excellent, from start to finish and I look forward to working with MFS again in the near future
Ryan Gruzinski
I've had a recent completion, and my first ever with MFS. The way they stuck with the deal with an obstructive vendor was above and beyond the expectations of any lender (I could go on for hours about the vendor) With easily over 300 bridging completions under my belt in my career I know good service when I see it, my only regret is that I should have been using MFS more. Special mention to Jemma Vaja for her hard work.
Liam
From the first time I spoke to Sonal about the case , I was assured that MFS will be able to help . And yes they did. Sonal sent me terms very quickly and the whole process was seemless. We always got updates and Sonal was very professional and did a brilliant job until the case was finally completed . Our Client was very happy and this meant we were very happy too. We had a fantastic experience and we believe this will be the first of many . To Sonal a big thank you for your wonderful professional yet friendly assistance .
Mr Gabriel
Bridging Finance that took longer than anticipated to complete (in this instance solicitors ready to go but MSF Compliance had an issue) but all the same the u/w team were on hand to offer assistance. Client feedback is that solicitor fees do add up with MSF cases (especially BTL apps), so make sure you/your client take this into consideration.
Amie-Be Compliant Ltd
Really good experience from start to finish. Extremely diligent and very efficient way of working. Could not find any faults in the whole procedure. Definitely recommend it to others that are looking for this type of facility. Harj and Kiran we’re very professional at all times even working on a weekend if need to. Once again a big A BIG THANK YOU!!!
JOJAR DHINSA
Really excited to be working with MFS. Underwriter was busy throughout the application and it was difficult to get her on the phone, however our BDM Oli Watts was available throughout the process and that made it more efficient for us. If we were unable to get an update form UW Oli would get the info for us regularly.
Tobi
MFS, Thank you for giving all my clients an amazing service, Jemma, especially, she has been very professional and efficient since she joined MFS. She is a definitely a great asset to the company. Jemma, thank you and well done for all your assistance!
Maria
As a mortgage broker, I have dealt with MFS several times and all successfully progress to completion on time. I have to mention that the BDM Zahira and the Underwriter Jeanne have been working really hard to make sure my urgent deals completed within the deadline and updated me several times a day so I am always aware whats going on. Top services.
Sabrina
I have dealt with MFS for a long time as a Commercial Financial Broker. A great company to deal for all your short term funding needs. The speed, professionalism, communication and friendliness of staff are just great. I have dealt recently with Jemma who is always ready to help and sort out hurdles. Kieron and Richard are a few who i have dealt who brilliant. Also Paresh who is the CEO of MFS is a great person to deal. MFS always exceed expectations.
Victor
Five Star Service Another bride company let me down with an unreasonable underwriter view, which cost my client two weeks, a valuation, and solicitor fees. My client needs to close the deal within three weeks. MFS has given me hope and taken the human thinking approach to overcome all the obstacles. Craig, Wayne, and Will provided excellent support (all calls were answered the same day). A big thanks go out to them. The whole team deserves five stars. Easy Financial Services LTD
AJIT SINGH
Working with MFS is an absolute pleasure. They are always in communication and so everything they can to deliver a seamless transaction within a short time and minimum fuss. All in all a very professional outfit. Working with Jemima Hyes and her team has been great.
Ripon Mahmood
I've had the pleasure of dealing with MFS in particular Imogen and Kieron. On each occassion from the initial phone call to discuss the nature of the case and sending across the enquiry form they have been proactive and quick to get the indicative terms issued. They are knowledgable and very helpful.
Amit Patel, Trinity Finance
Exceptional service from a professional, diligent and creative team. In particular - a special thanks to Sonal who effortlessly simplified the complexity of the matter, maintained clear lines of communication and ensured overall transactional efficiency.
DG
I have dealt with MFS for 3 years. They have always been professional and found competitive structured finance solutions for my clients. They also offer a wide range of products. They have always got offers out quickly which is paramount to me. I have dealt with several of the team at MFS and they have all given me an excellent service.
customer
We have completed a complex case. Underwriters were promptly acting in each time.
Dinesh
We've had nothing but great service from Zahira and Kieron whilst working with MFS. It's a pleasure to work with a common sense lender who are efficient, dedicated, commercially minded and easy to communicate with. Thank you, and keep up the good work!
Chris Oatway
Very tricky case, handled expertly by Jemma and the team, even though interest rates increased in the middle of the application, MFS ensured that any increase was as minimal as possible. Top effort and will be using MFS again
Craig
I have known Kieron and MFS for circa 4 years. Nothing is ever too much of a problem for Kieron and he is very quick to respond to my enquiries. A few months ago we completed two very tricky transactions in excess of a million pounds of Bridging and Kieron sorted out every question and query that we came across. Kieron’s ability to quickly refer up the line was also extremely helpful and he has access to the decision makers who without doubt have a 'can-do' attitude! I run a team of 5 Commercial brokers and I have recommended MFS to them on a number of occasions, so expect a plentiful supply of new business! Thank you to all at MFS, you are a great bunch!
Andy Elley
