CASE STUDIES
We have secured many loans and finance deals for an array of intermediaries and clients.
These clients include small businesses, individuals and corporations. We aim to finalise all bridging deals within seven workings days, subject to receiving all the required documents. We work alongside a number of organisations that can assist by providing unsecured loans, invoice discounting and leasing.
If you require funding, we will look into your query and advise you on the best way forward. We will not mislead you – we believe in being honest with you from the start. Throughout the funding application procedure, we ensure our clients experience an excellent level of service from our team. We keep in regular contact with all clients, updating them with regards to progress throughout.
Click here to contact us for more information.
October 2018
Short Term Refinance for Outstanding Debt Against an Investment Property in South London
- No Penalty for Early Repayment
- Gross Loan Amount: £350,000
- Market Value: £500,000
- LTV: 70%
An existing Broker introduced us to a client who required short term funding to discharge their existing first charge lender and raise additional funds for investment purposes. The property in which was offered as security was a fantastic investment.
MFS was more than happy to meet the client’s needs. Understanding the urgency MFS offered terms within hours of the Broker making contact. The client was extremely pleased with the terms offered. MFS moved swiftly by instructing a valuer and engaged solicitors to start the legal process simultaneously and at speed.
MFS was able to complete the transaction within the anticipated completion date asked for by the client. The exit was long term refinancing.
MFS was able to complete the transaction within the anticipated completion date asked for by the client. The exit was long term refinancing.
Short term funding required to aquire multiple investment residential properties in the Hertfordshire & London
- No Penalty for Early Repayment
- Gross Loan Amount: £750,000
- Combined Market Value: £2,300,000
- LTV: 33%
- 4 hour response time
When an existing broker introduced his investor client to MFS, it was clear that speed was going to play a huge factor in whether this deal would go ahead. His client was in the process of purchasing two properties for investment purposes, that had a combined value of £2,300,000. Thanks to their fantastic London locations, the properties were already generating a strong and healthy income.
Although having already put down a substantial deposit, due to issues with his traditional long term lender and a looming completion deadline, the investor ran a serious risk of missing out on the opportunity of adding two great properties to his existing property portfolio.
Understanding the speed and knowledge that would be needed to complete this deal on time meant MFS was the first point of call for this broker.
Within a four hour response time, the MFS Underwriting team had issued full terms for a Gross Loan Amount of £750,000 at 33% LTV, Competitive Rate and a Decision in Principle.
Due to working within such a tight deadline, MFS swiftly instructed a Valuer who they knew could value both properties at the same time and also one that could guarantee reports would be sent within 48 hours. With the additional support of our solicitors, MFS were able to meet the deadline and safeguard the investor from losing his deposit. The exit strategy was through long term refinancing.
Due to such a quick term around time, from inception to completion, the short term loan ensured the client was able to complete the acquisitions and not lose his deposit. The client was extremely relieved and very much pleased that MFS do not charge a penalty fee for early repayment, meaning they could redeem the loan as soon as the long term provider completes without being penalized.
Overseas client who needed short term funding for refinance of existing debt and refurbishment prime Central London investment.
- No Penalty for Early Repayment
- Gross Loan Amount: £5,200,000
- Market Value: £8,700,000
- 60% LTV
A new broker approached MFS for a client who needed funds urgently to clear an existing debt on a prime central London investment property. Said property, which had a market value of £8.7 million was listed for sale and at the time of enquiry, was garnering strong interest from potential buyers.
As the client resided offshore, they had experienced difficulties to raise finance through traditional methods in order to clear their debt with an existing lender; their current facility was close to being called in and only a very quick completion on the London property would enable them to avoid being penalised and charged for late repayment.
MFS helped the broker and their client overcome the challenges they faced.
Our team moved swiftly and instructed a valuer to complete a report on the investment within 24 hours. Simultaneously, MFS’ solicitors were engaged to start the legal process and to ensure the transaction was conducted without delay.
It was agreed that the exit was the sale of the security property that was already attracting lots of attention from prospective buyers.
The result was that MFS was able to issue a loan to the client of £5.2 million at an LTV of 60% with highly competitive rates.
As a bridging loan provider that regularly works with international high net worths – and brokers who have such individuals as clients – MFS) understands the unique challenges facing foreign investors within the UK property market.
Therefore the broker’s client was particularly pleased with the fact that MFS does not charge any penalty for early repayment, which allowed the client to redeem the loan as soon as the property sold without any additional costs.
September 2018
UBOs reside offshore
No Penalty for Early Repayment
Gross Loan Amount: £250,000
Market Value: £500,000
LTV: 50 %
Short Term Funding for Business purposes, Lending to a BVI Company on an Investment Property in the South West
A new broker introduced a client who urgently required funds for business purposes, secured against a UK Investment property. The client struggled to secure funds as they resided offshore. The clear exit strategy and low LTV made a strong case to offer the bridging facility. To ensure MFS was able to meet the client’s deadline we ensured a valuer from our panel of surveyors was able to value the property the next day with the report to follow 48 hours later. With the additional support of our solicitors, we were able to meet the client’s deadline. The exit strategy was the sale of another Investment property within the client’s portfolio.
No Penalty for Early Repayment
Gross Loan Amount: £405,000
Combined Market Value: £675,000
LTV: 60%
Short Term Funding for Refinance of Existing Debt & Light refurbishment on Semi-Commercial Properties in Northampton
An existing broker introduced a new client who required funds urgently to clear existing debt on two of their investment properties. Their current facility was close to being called in and they also wanted to carry out minor improvements to increase the value of the securities in the process. MFS quickly issued terms to meet the client’s needs at a competitive rate. To speed up the process, MFS instructed a Valuer to complete reports within 24 hours on both sites. Solicitors were engaged simultaneously to start the legal process to ensure the transaction was carried through speedily and seamlessly. The exit strategy was through long term refinancing after the work was carried out.
No Penalty for Early Repayment
Gross Loan Amount: £250,000
Market Value: £360,000
LTV: 70%
Short Term Funding Needed to Acquire of an Investment Property in East London
An existing broker introduced a new client who was looking to raise funds for the acquisition of a Buy To Let property. The bridging facility was under a time constraint as they needed the funds to be available to avoid losing the property. MFS selected the valuer with the earliest availability. With the additional support of our solicitors, we were able to meet the deadline and make sure the client did not lose their deposit. The exit strategy was through long term refinancing once the property was acquired.
No Penalty for Early Repayment
Gross Loan Amount: £860,000
Market Value: £1,250,000
LTV: 68%
Short Term Funding Required to Acquire Multiple Investment Residential Properties in Oxford
An existing client was looking to raise funds against a combined value of three properties to purchase them. The client is highly experienced and was looking use their own funds to develop the properties which would significantly increase the overall Value. To ensure MFS was able to meet the deadline we ensured a valuer from our panel of surveyors was able to value all 3 properties the next day with the reports to follow 48 hours later. With the additional support of our solicitors, we were able to meet the deadline and make sure the client did not miss their deadline. The exit strategy was through long term refinancing.
August 2018
Existing Lender paid
No Penalty for Early Repayment
Gross Loan Amount: £850,000
Market Value: £2,000,000
LTV: 40 %
Second Charge Refinance on an Investment Property in London
An existing client required a refinance facility to pay off their existing lender. The client required the bridging facility as there was a delay in selling one of their investment properties. The low LTV of 40% made a strong case to offer a new bridging facility. MFS worked quickly and efficiently to ensure the client did not fall into default with their existing lender. The rates offered were much more competitive than the default rate that would have being charged by their existing lender. We swiftly moved the matter forward by instructing Valuers and engaging the solicitors. MFS was able to complete the transaction within a number of days. The Client was also extremely pleased with the fact that MFS do not charge any penalty for early repayment, which then allowed the client to redeem the loan as soon as their investment property is sold without being penalised. The exit was the sale of an existing property.
Gross Loan Amount: £500,000
Market Value: £1,500,000
LTV: 33%
Short Term Funding for Light Refurbishment on Residential Property in London
An existing broker introduced a client who urgently required funds to complete the works on an investment property. However, the works took longer than anticipated. The client needed the funds to finish the fittings and to modernize another property within the client’s property portfolio. To ensure Market Financial Solutions was able to meet the client’s deadline we ensured a valuer from our panel of surveyors was able to value the property the next day with the report to follow 48 hours later. With the additional support of our solicitors, we were able to meet the client’s deadline. The exit strategy was through long term refinancing once the works were complete.
Gross Loan Amount: £550,000
Market Value: £800,000
LTV: 70%
Short Term Funding to Acquire a New Build Investment Property in East London
An existing broker introduced a client requiring funds within 14 Days to complete the purchase of a new Investment property, for which the client had already put down a deposit. The client’s traditional lender took longer than anticipated leading to a delay in completion, which meant that speed was essential. To meet the client’s deadline, Market Financial Solutions ensured a valuer from our panel of surveyors was able to value the property the next day with the report to follow within 48 hours. In addition, we engaged our solicitors simultaneously and were able to meet the client’s deadline, ensuring the client did not lose their deposit. The exit strategy was through long term refinancing.
Gross Loan Amount: £3,000,000
Market Value: £15,000,000
LTV: 20%
Short Term Refinance for Outstanding Debt Against a Commercial Property in Central London
An existing Broker introduced us to a client who required short term funding to discharge their existing first charge lender and raise additional funds for Investment purposes. The property offered as security was a fantastic commercial property. With such a low LTV MFS was more than happy to meet the client’s needs. The client was extremely pleased with the terms offered. MFS quickly moved forward by instructing a Valuer and to speed up the process we engaged our solicitors to start the legal process simultaneously. MFS was able to complete the transaction within the anticipated completion date asked for by the client. The exit was long term refinancing.
No Penalty for Early Repayment.
Gross Loan Amount: £510,000
Market Value: £850,000
LTV: 60%
First Charge Bridging Facility to refinance Outstanding Debt against a Semi-Commercial Property in East London
A new Broker was recommended to approach MFS and needed a fast-flexible facility for a valuable client. The client was looking to pay off an existing lender on a Semi-Commercial property generating a strong income. The bridging facility was required because of a delay with the traditional long-term lender. Market Financial Solutions worked quickly and efficiently to ensure the client did not fall into default with their existing lender. The Client was also pleased that MFS charged no penalty for early repayment, allowing the client to redeem the loan as soon as their traditional lender completes, without being penalised. The exit was long term refinancing.
July 2018
Location: Central London
Gross Loan Amount: £1,800,000
Market Value: £3,000,000
Date: July 2018
Short Term Funding Required for Investment Purposes against Multiple Commercial Properties in London
An existing client approached us for short term funding to discharge their existing first Charge lender and raise additional funds for Investment purposes. The properties offered as security were situated in a prime location generating a strong income. MFS quickly issued terms to meet the client’s needs at a competitive rate. To speed up the process MFS instructed a Valuer to complete report within 24 hours on both sites, whilst engaging with solicitors to start the legal process simultaneously. MFS was able to complete the transaction before the anticipated completion date asked for by the client. The Client was also pleased with the fact that MFS charges no penalty for early repayment, which will allow the client to redeem the loan as soon as their long-term refinance completes.
The exit strategy was long term refinancing. Client had more time to shop around for a better long-term product, restructure their finances to a more manageable way.
Location: South East
Gross Loan Amount: £580,000
Market Value: £1,000,000
Date: July 2018
Short Term Funding Required to Acquire Multiple Investment Residential Properties in the South East. Client had already exchanged.
A new client who heard of us through word of mouth required funds asap to complete the purchase of 3x investment properties which were being purchased at a discount. The purchase was delayed when their traditional lender took longer than anticipated. The client had already exchanged and did not want to lose out on the opportunity to acquire such fantastic properties, adding to their existing portfolio. To ensure MFS was able to meet the deadline we ensured a valuer from our panel of surveyors was able to value all 3 properties the next day with the reports to follow 48 hours later. With the additional support of our solicitors, we were able to meet the deadline and make sure the client did not lose their deposit.
The exit strategy was through long term refinancing. Client not only secured its bargain properties but they did not lose the large deposit already put down.
June 2018
Location: Central London
Gross Loan Amount: £1,500,000
Market Value: £15,000,000
Date: June 2018
Short Term Funding Required to Pay Off Existing Lender Across Multiple Properties in London, with No Penalty for Early Repayment.
An existing client required a facility to pay off their existing lender. The existing lender was secured across multiple assets, comprising a mixture of residential and commercial properties. The client required the bridging facility as there was a delay in selling one of their investment properties, which was close to completing. MFS worked quickly and efficiently to structure a complex deal and ensure the client did not fall into default with their existing lender. The rates offered were much more competitive than the default rate that would have being charged by their existing lender. MFS acted fast and diligently by instructing Valuers and engaging with the solicitors simultaneously. The Client was also pleased with the fact that MFS charges no penalty for early repayment, which will allow early repayment without being penalised. The exit was through the sale of an additional investment property.
May 2018
Location: Central London
Gross Loan Amount: £5,500,000
Market Value: £14,000,000
Date: May 2018
First Charge Bridging Facility Required to Acquire an Investment Property in Prime Central London. Client already exchanged and needed to complete on time.
An existing broker introduced a new HNW client, who required funds to complete the purchase of a stunning investment property in a prime location. The client had already exchanged however, required the facility to pay the stamp duty and complete the purchase without incurring extra charges.
In order not to miss out on the opportunity and meet the deadline MFS arranged for a valuer from our panel of surveyors to value the property the next day with the full 180-day report to follow 24 hours later. With the additional support of our solicitors, we were able to meet the deadline and make sure the client did not lose their deposit. The client and the broker were extremely pleased with the fact that MFS concluded the matter and provided a fast and effective solution. The exit was through long term refinancing.
Location: London
Gross Loan Amount: £300,000
Market Value: £6,000,000
Date: May 2018
Second Charge Refinance Required to Pay Off Existing Lender on Multiple Investment Properties in London, with No Penalty for Early Repayment
An existing client required a refinance facility to pay off their existing bridging lender. The client required the bridging facility as there was a delay in selling one of their investment properties. Due to such a low LTV under 60% it made a strong case to offer a new bridging facility for another 12 months. MFS worked quickly and efficiently to ensure the client did not fall into default with their existing lender. The rates offered were much more competitive than the default rate that would have being charged by their existing lender. The client was extremely pleased with the terms offered. We swiftly moved the matter forward by instructing Valuers and engaging the solicitors. MFS was able to complete the transaction within days. The Client was also extremely pleased with the fact that MFS do not charge any penalty for early repayment, which then allowed the client to redeem the loan as soon as their investment property is sold without being penalised. The exit was the sale of an existing property.
Location: Berkshire
Gross Loan Amount: £1,200,000
Market Value: £1,800,000
Date: May 2018
Short Term Funding Required to refinance against a Commercial Property in Berkshire.
A client approached us for short term funding to discharge their existing first Charge lender and raise additional funds for Investment purposes. The property offered as security was a fantastic Commercial site generating a strong rental income. MFS were flexible to meet the client’s needs with favourable terms tailored specially to meet their requirements. By instructing a Valuer to complete report within 24 hours and to speed up the process we engaged our solicitors to start the legal process simultaneously, MFS was able to complete the transaction before the anticipated completion date asked for by the client. The exit strategy was long term refinancing.
Location: Surrey
Gross Loan Amount: £700,000
Market Value: £980,000
Date: May 2018
Short Term Funding Required to Acquire an Investment: Residential Property in Surrey
A new broker who heard of us through word of mouth introduced a client who required funds asap to complete the purchase of an investment property, which was delayed when their traditional lender took longer than anticipated. The client had already exchanged and did not want to lose out on the opportunity to acquire such a fantastic site. To ensure MFS was able to meet the deadline we ensured a valuer from our panel of surveyors was able to value the property the next day with the report to follow 48 hours later. With the additional support of our solicitors, we were able to meet the deadline and make sure the client did not lose their deposit. The exit strategy was through long term refinancing.
Location: South West London
Gross Loan Amount: £1,300,000
Market Value: £2,000,000
Date: May 2018
First Charge Facility Required to Pay Off Existing Lender on a Commercial Property in South West London, with No Penalty for Early Repayment
An existing client required a facility to pay off their existing lender. The asset comprised of a huge commercial unit. The client required the bridging facility as there was a delay in their Development Finance which was close to completing. MFS worked quickly and efficiently to ensure the client did not fall into default with their existing lender. The rates offered were much more competitive than the default rate that would have being charged by their existing lender. We swiftly moved the matter forward by instructing Valuers and engaging the solicitors simultaneously. The Client was also pleased with the fact that MFS charges no penalty for early repayment, which will allow the client to redeem the loan as soon as their Development Finance completes. The exit was through Development Finance.
Location: London
Gross Loan Amount: £280,000
Market Value: £1,250,000
Date: May 2018
Second Charge Bridging Facility required to refinance Outstanding Debt against Multiple Investment Properties in London, with No Penalty for Early Repayment.
An existing Introducer introduced a new client needing a fast-flexible facility to pay off an existing lender across two investment Residential properties. The combined value was £1,250,000, with a combined 1st charge of £500,000. The client required the bridging facility as there was a delay with the traditional long-term lender. MFS worked fast to ensure the client did not fall into default with their existing lender. To speed up the process our Valuer managed to value both properties on the same day. The Client was also pleased that MFS charged no penalty for early repayment, allowing the client to redeem the loan as soon as their traditional lender completed, without being penalised by MFS. The exit was long term refinancing.
