We launched our specialist mortgage for buy-to-let properties to provide the market with the flexible finance it needs. Our specialist mortgages have a 3-year term with low Early Repayment Charges (ERC) for the first 2 years, and no ERCs at all in the final year.
We pride ourselves on our ability to look at complex circumstances and make them simple. We do this by employing a bespoke approach to our BTL mortgages and expert underwriting to each and every case, with the same contactable underwriter from enquiry to completion. We do not adhere to tick-box criteria and will always look for ways to lend, rather than looking for ways to say no.
With options to fix the rate, or track the Bank Base Rate (BBR) we have a complex buy-to-let mortgage solution for everyone.
We are the only lender to roll and defer interest to maximise the loan size, and we don’t penalise higher rate tax payers – utilising 130% ICR across the board.