We launched our specialist mortgage for buy-to-let properties to provide the market with a flexible BTL mortgage it needs. We further enhanced our buy-to-let offering by adding a base rate tracker mortgage, adding additional term options. Borrowers can choose a 2-year fixed or tracker rate, and then move onto a revert tracker rate for 3 years in total.
Our buy-to-let tracker mortgage features no early repayment charges after the initial 2-year rate. This provides borrowers with stability as they make long-term plans. This can include remortgaging, selling after a fixed period, or utilising our tracker options for the years ahead.
We pride ourselves on our ability to look at complex circumstances and make them simple. We do this by employing a bespoke approach and expert underwriting to each and every case. With a max term of 3 years and no tick box criteria, our complex buy-to-let mortgages can provide optionality and breathing space for initial purchases, future long-term financing, or bridging loan exits.
Our BTL mortgages have four tiers, expanding how many scenarios we can work with. From simple requirements, to more complex situations or property types. Whether our borrowers want to lock in their rates for a fixed period, or follow monetary policy and the wider market, we’ll find a suitable buy-to-let solution.