We launched our interest-only buy-to-let mortgage for buy-to-let properties to provide the market with a flexible, specialist mortgage it needs. We further enhanced our buy-to-let offering by adding a base rate tracker mortgage, adding additional term options. Borrowers can choose a 2-year fixed or tracker rate, and then move onto a revert tracker rate for 3 years in total.
Our base rate tracker mortgage features no early repayment charges after the initial 2-year rate. This provides borrowers with stability as they make long-term plans. This can include remortgaging, selling after a fixed period, or utilising our tracker options for the years ahead.
We pride ourselves on our ability to look at complex circumstances and make them simple. We do this by employing a bespoke approach and expert underwriting to each and every case. With a max term of 3 years and no tick box criteria, our specialist buy-to-let mortgages can provide optionality and breathing space for initial purchases, future long-term financing, or bridging loan exits.
Our buy-to-let fixed mortgage has three tiers, covering all kinds of borrowers and their requirements. Our tracker mortgage has four tiers, expanding how many scenarios we can work with. Whether our borrowers want to lock in their rates for a fixed period, or follow monetary policy and the wider market, we’ll find a suitable buy-to-let solution.