Buy-to-Let Mortgage through Limited Company


tracker & fixed

Term Length:

3 years

Loan amount:

£150k – £10m


up to 75%

Limited Company Buy-to-Let Mortgage

A limited company Buy-to-let mortgage is designed for property investors looking to invest in a variety of potential residential assets, ranging between single flats through to multiple properties on one loan.

  • Loan amount: £150k – £10m
  • LTV: 75%
  • Interest rates: variable & fixed rates available
  • Charge type: 1st charge
  • Term: 3 years
  • Completion time: as quick as 10 days
  • Location of property: England, Wales

residential buy to let bridging loans

Why work with MFS?

Property investors and landlords may opt to invest through a limited company, rather than as an individual. This may bring with it certain tax advantages and other perks. But, with these benefits also comes potential complications. Attaining a Buy-to-Let mortgage through a limited company may require extra due-diligence on the lender’s part.

Fortunately, at MFS, we have limited company Buy-to-Let mortgages available that are specifically designed with corporate setups in mind. Our specialist Buy-to-Let mortgage will factor in your background, and your business’ operations to deliver the funding you need to invest in English or Welsh property.

Mortgage Calculator

Get a quote for your buy-to-let mortgage loan in seconds. Use our free-to-use online calculator to find out the max. amount we can loan to you for your buy-to-let mortgage. No waiting, just an instant estimate. Feel free to contact us to discuss the details.

5 simple steps away from your Limited Company BTL Mortgage

short-term buy-to-let mortgage

Step 1: Loan Enquiry & Indicative Terms

You can make your initial enquiry through multiple means – over the phone, online, or via email. We respond to all enquiries within 4 hours, and you’ll be assigned a dedicated underwriter from day 1. This underwriter will be in touch to attain some initial details on your limited company Buy-to-Let mortgage enquiry before they provide an indicative tier, rate, and loan size.

interest only buy-to-let mortgage

Step 2: Underwrite & Issue DIP

If you’re happy to progress with your Buy-to-Let mortgage through a limited company application, we’ll require a few documents to get the ball rolling. Your underwriter will break down exactly what’s needed. We’ll then be able to issue a Decision in Principle (DIP), which will be verified by our Credit Committee. Typically, DIPs are delivered within 24 hours.

interest only buy-to-let mortgage

Step 3: Valuation

When you sign the DIP, and once valuation and admin fees are covered, we can move to value the property in question. Your underwriter will work with our internal panel of valuers to determine the best terms/timescales for your limited company Buy-to-Let mortgage. The security details determined in the DIP will be verified, and valuations are usually organised within 24 hours of fees being cleared.

short-term mortgage for buy-to-let

Step 4: Legal Documentation

Limited company mortgages will need to go through a legal assessment, and this is where solicitors come into play. We have a trusted panel of legal professionals who are adept at dealing with Buy-to-Let mortgages through limited company setups. This panel works quickly to make sure everything completes in time and throughout the process, you’ll be kept in the loop.

interest only buy-to-let mortgage

Step 5: Loan Drawn Down

When everything is ready, your limited company Buy-to-Let mortgage will become available for draw down. You’ll then be able to put the funds to use for your property investment plans. Where everything lines up perfectly, your limited company Buy-to-Let mortgage could be with you within 7 days of your initial enquiry.

Contact Us Buy To Let

Contact Us

Speak to one of our underwiters or BDMs on the phone, via chat or email about your case, however complex it might be. We will try our best to say yes to you, instead of finding a reason to say no.

Chat to our Buy-To-Let Team:

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Buy-To-Let Mortgage Through Limited Company

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