At Market Financial Solutions, we offer bridging finance in Leeds designed to support property investors, developers, and brokers with time-sensitive opportunities. Whether you’re purchasing below market value, funding renovations, or securing a property before your chain completes, our bridging loans provide quick access to capital when conventional lenders fall short.
Contact Your Local Sales Team
Get in touch
For any enquiries about bridging finance in Leeds, please reach out to our local experts – Business Development Manager Michelle Lowe or Business Development Executive James Ashe.


Product Information
- Loan size: £100k – £50m
- Term: 3 – 24 months + possible extension
- LTV: Up to 75%
- Interest rates: Variable rate from 0.35% (+BBR), fixed rate from 0.70%, tracker rate from 4.79% (+BBR)
- Interest type: rolled-up, retained, serviced
- Charge type: 1st charge, 2nd charge to £5m
- Property types: Residential, commercial & mixed-used
- Exit fee: POA
- Location covered: All areas in and around Leeds
Why Us for Bridging Loans in Leeds?
- Speed and Certainty: We move fast. When time is tight, you can rely on our ability to issue decisions in principle in hours, and funding in days.
- Tailored Bridging Solutions: From residential to commercial bridging loans in Leeds, our team structures every loan around your project’s unique requirements.
- Beyond Credit Score Barriers: We look beyond the credit file. Our focus is on the asset and the exit strategy, not automated credit checks.
- Direct Access to Decision-Makers: Speak directly with your dedicated underwriter. No call centres, no delays – just expert support throughout your loan process.
- Funding Complex Scenarios: Whether it’s a residential or commercial bridge loan in Leeds or a complex title issue, our experienced team welcomes the kinds of cases many lenders decline.
Latest Case Studies
A Bridge Fusion Solution for a Property Investor With a Complicated Background
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Read case studyAuction Property finance needed after the deposit was paid
Read case studyBack Up Exit Strategies and Unearthed Arrears in the Legal Stage
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Read case studyBridge Fusion solutions for major developments in the commercial market
Read case studyBridge Fusion Support for a Mixed-Use Property Bought at Auction
Read case studyBridging Finance to Help Organise Potential Inheritance Issues
Read case studyBridging solutions for short-lease investment opportunities
Read case studyCapital Delivered to Cover Existing Facilities and Outstanding Debts
Read case studyCommercial property investors don’t need to be held back by a few bad financial years
Read case studyCovering an existing charge while also investing in a commercial property
Read case studyCreating a Contingency Plan for a Protracted Conversion Strategy
Read case studyDelivering auction finance quickly for a first-time landlord
Read case studyEnsuring Our Funding Was Segmented Effectively for a Multifaceted Deal
Read case studyEven without ground-up development finance – we can support developers
Read case studyFactoring potential future developments for a refinancing strategy
Read case studyFinance for an Investment Involving Multiple Moving Parts
Read case studyFinding a Refinancing Solution for a Borrower with Missed Payments on Their Record
Read case studyBridging Finance Leeds –
What you need to know:
What is bridging finance and how does it work in Leeds?
Bridging finance is a short-term funding solution used to cover a financial gap until long-term finance is arranged or a property is sold. In Leeds, this often means securing a property at auction, funding urgent refurbishments, or completing on purchases before a mortgage is in place. The loan is secured against property or land and is typically repaid within 3-24 months.
Who uses bridging loans in the Leeds market?
Our clients in Leeds include experienced property investors, first-time developers, portfolio landlords, and intermediaries such as mortgage brokers. Many use bridging loans for buying auction properties in areas like Headingley or Cross Gates, converting commercial spaces in the city centre, or resolving chain break scenarios in fast-paced residential markets.
Typical Use Cases for Bridging Finance in Leeds
- Auction purchases
- Property refurbishments (light or permitted works)
- Buy-to-let portfolio expansion
- Chain break finance
- Leeds bridging loans for commercial conversions or semi-commercial units
How quickly can I access bridging finance in Leeds?
Speed is one of the biggest advantages. At Markt Financial Solutions, we can issue a Decision in Principle within hours and complete funding in a matter of days if everything lines up. This is particularly helpful when you’re under pressure to complete a deal, such as winning a bid at a property auction or securing a below-market-value opportunity.
What types of properties can I use as security for a bridging loan in Leeds?
We accept a wide range of securities including:
- Residential properties (houses, flats, HMOs)
- Commercial premises (shops, offices, warehouses)
- Mixed-use buildings
- Portfolios of multiple assets
We’re also open to complex titles and properties undergoing change of use, especially in regeneration zones around Leeds.
Are commercial bridging loans available in Leeds?
Yes, we provide commercial bridge loans in Leeds for clients investing in or refinancing business properties. This includes offices, high street retail, industrial units, and even semi-commercial properties. These loans are ideal for clients looking to repurpose buildings, increase yield, or complete a commercial acquisition quickly.
Can I use a Leeds bridging loan to fund a property auction purchase?
Definitely. Bridging loans are a go-to solution for auction buyers, who typically have just 28 days to complete. Market Financial Solutions can act swiftly to provide the necessary funds, to help secure deals at auctions such as Pugh Auctions or Auction House West Yorkshire.
Do I need a perfect credit history to be approved?
No. Unlike traditional lenders, we assess a deal holistically. While a clean credit file can help, we prioritise the strength of the asset, your exit strategy, and your experience. Even if you’ve had past credit issues, we may still be able to help.
What exit strategies are acceptable for a bridging loan?
Acceptable exits include:
- Sale of the property
- Refinance onto a buy-to-let or commercial mortgage
- Income from business operations (for commercial properties)
- Sale of another asset in your portfolio
A clear, realistic exit strategy is key to approval.
Which areas of Leeds are ideal for property investment using bridging finance?
Hotspots include:
- City Centre & Holbeck: Excellent for commercial and mixed-use development
- Headingley & Hyde Park: Popular with student landlords
- Kirkstall & Armley: Ideal for value-add refurbishments
- Chapel Allerton & Roundhay: Strong demand in the residential and buy-to-let market
We fund deals throughout Leeds and the wider West Yorkshire region.