Looking for a bridging loan in Birmingham? We provide bespoke bridging finance from £100k up to £65m+, with up to 75% LTV across residential, commercial and mixed-use property. Terms run from 3-24 months (+ possible extension), with 1st charge lending and 2nd charge available on residential up to £4m – designed for purchases, refinances and time-sensitive opportunities.
Contact Your Local Sales Team
Get in touch
Contact our Business Development Manager Jon Kempson or Senior BDE Alec Lawrence for any enquiries regarding bridging loans in Birmingham.
Jon Kempson
Business Development Manager
Email: johnathan.kempson@mfsuk.com
Phone: +44 (0)7904 686343
Alec Lawrence
Senior Business Development Executive
Email: alec.lawrence@mfsuk.com
Phone: +44 (0)7974 387141
Bridging loans are short-term financial solutions designed to “bridge the gap” between the purchase of a new property and the sale of an existing one or the arrangement of long-term finance. In Birmingham’s fast-paced investment property market, bridging finance allows buyers to act quickly on opportunities – whether purchasing at auction, funding a refurbishment, refinancing or securing a property before a mortgage completes. At Market Financial Solutions, we specialise in bespoke bridging loans in Birmingham, structured to align with your timeline and financial strategy.
Common uses:
Borrowers in Birmingham can access standard bridging loans starting from £100,000 up to £50 million, depending on the value of the asset and the strength of the exit strategy.
On our Bridge Fusion product we don’t have a max. loan amount which means that any large loan application is considered on a case-to-case basis.
We offer up to 75% LTV and flexible terms ranging from 3 to 24 months with a possible extension of 12 months, depending on the product. Our bridging and specialist buy-to-let lending solutions are designed to support everything from residential flips to large-scale commercial property investments.
Our bridging loans can be used to finance a wide range of property types across Birmingham, including:
Whether you’re targeting Edgbaston, the Jewellery Quarter, or up-and-coming areas like Digbeth, our bridging loans are structured around your specific asset type and investment goals.
We support a wide variety of applicants based in Birmingham or wanting to invest in Birmingham, including:
As a lender that prioritises real-world lending over rigid credit scores, we take a pragmatic view of each application and focus on the asset and exit strategy.
At Market Financial Solutions, transparency is key. We keep the cost structure for our bridging loans in Birmingham clear from the outset. Typical fees may include:
All terms are disclosed upfront so there are no hidden surprises.
Applying for a bridging loan in Birmingham with Market Financial Solutions is simple and efficient:
You’ll work directly with a dedicated underwriter to keep things moving fast.
At Market Financial Solutions, we’ll agree the exit strategy upfront and accept a range of exit routes, including the sale of the property, particularly common among developers and those undertaking refurbishment projects, refinancing onto a buy-to-let or commercial property mortgage, utilising business income or inheritance, or restructuring an existing property portfolio. Each proposed exit strategy is carefully assessed by our team to ensure it is both viable and achievable within the agreed loan term, providing clarity and confidence to all parties involved.
Loan repayment for your Birmingham bridging loan is typically due at the end of the term, either via sale or refinance. Borrowers can choose between:
We provide flexibility based on your liquidity and project structure.
We are one of the UK’s most established and trusted investment property lenders, with a deep understanding of the Birmingham property market and a proven track record of delivering results for property professionals and investors.
We distinguish ourselves through:
Our regional presence ensures we can support borrowers across Birmingham’s most dynamic locations – from Selly Oak and Edgbaston to the Jewellery Quarter and Sutton Coldfield.
Our commitment to professionalism and compliance is underpinned by our active membership in leading industry associations like the NACFB, FIBA, BDLA, IMLA and UK Finance, where we uphold the highest standards of transparency, integrity, and regulatory best practice.
With Market Financial Solutions, you gain more than just a loan. You gain a lending partner committed to your success.
