Navigating the dynamic Birmingham property market requires swift and reliable financing solutions. At Market Financial Solutions, we specialise in providing bespoke bridging loans in Birmingham, tailored to meet the unique needs of property investors and developers.
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Get in touch
Contact our Business Development Manager Jon Kempson or BDE Alec Lawrence for any enquiries regarding bridging loans in Birmingham.
Jon Kempson
Business Development Manager
Email: johnathan.kempson@mfsuk.com
Phone: +44 (0)7904 686343
Alec Lawrence
Business Development Executive
Email: alec.lawrence@mfsuk.com
Phone: +44 (0)7974 387141
Bridging loans are short-term financial solutions designed to “bridge the gap” between the purchase of a new property and the sale of an existing one or the arrangement of long-term finance. In Birmingham’s fast-paced property market, bridging finance allows buyers to act quickly on opportunities – whether purchasing at auction, funding a refurbishment, or securing a property before a mortgage completes. At Market Financial Solutions, we specialise in bespoke bridging loans in Birmingham, structured to align with your timeline and financial strategy.
Borrowers in Birmingham can access bridging loans starting from £100,000 up to £50 million, depending on the value of the asset and the strength of the exit strategy. We offer up to 75% LTV and flexible terms ranging from 3 to 24 months with a possible extension of 12 months, depending on the product. Our funding solutions are designed to support everything from residential flips to large-scale commercial investments.
Our bridging loans can be used to finance a wide range of property types across Birmingham, including:
Whether you’re targeting Edgbaston, the Jewellery Quarter, or up-and-coming areas like Digbeth, our bridging loans are structured around your specific asset type and investment goals.
We support a wide variety of applicants based in Biringham or wanting to invest in Birmingham, including:
As a lender that prioritises real-world lending over rigid credit scores, we take a pragmatic view of each application and focus on the asset and exit strategy.
At Market Financial Solutions, transparency is key. We keep the cost structure for our bridging loans in Birmingham clear from the outset. Typical fees may include:
All terms are disclosed upfront so there are no hidden surprises.
Applying for a bridging loan in Birmingham with Market Financial Solutions is simple and efficient:
You’ll work directly with a dedicated underwriter to keep things moving fast.
Every successful bridging loan requires a well-defined and realistic exit strategy. At Market Financial Solutions, we accept a range of exit routes, including the sale of the property, particularly common among developers and those undertaking refurbishment projects, refinancing onto a buy-to-let or commercial mortgage, utilising business income or inheritance, or restructuring an existing property portfolio. Each proposed exit strategy is carefully assessed by our team to ensure it is both viable and achievable within the agreed loan term, providing clarity and confidence to all parties involved.
Loan repayment for your Birmingham birdging loan is typically due at the end of the term, either via sale or refinance. Borrowers can choose between:
We provide flexibility based on your liquidity and project structure.
We are one of the UK’s most established and trusted bridging lenders, with a deep understanding of the Birmingham property market and a proven track record of delivering results for property professionals and investors.
We distinguish ourselves through:
Our regional presence ensures we can support borrowers across Birmingham’s most dynamic locations – from Selly Oak and Edgbaston to the Jewellery Quarter and Sutton Coldfield.
In recognition of our excellence, Market Financial Solutions won several industry awards over the years. We were recently named Best Bridging Lender of the Year at the 2025 B&C Awards, and for three consecutive years (2023-2025), we’ve been awarded Best Specialist Buy-to-Let Mortgage Provider at the Business Moneyfacts Awards.
Our commitment to professionalism and compliance is underpinned by our active membership in leading industry associations like the NACFB, FIBA, BDLA, IMLA and UK Finance, where we uphold the highest standards of transparency, integrity, and regulatory best practice.
With Market Financial Solutions, you gain more than just a loan. You gain a lending partner committed to your success.
