We offer bespoke bridging loans for the Kent property market to enable you to navigate the local landscape with speed, flexibility, and confidence – whether you’re securing your next investment or unlocking value in your current portfolio.
Contact Your Local Sales Team
Get in touch
Contact our Business Development Manager Harry Pleasance or BDE Theo Osborn for any enquiries regarding your bridging loan in Kent.
Harry Pleasance
Business Development Manager
Email: harry.pleasance@mfsuk.com
Phone: +44 (0)7538 542444

Product Information
- Min. loan amount: 100k
- Max. loan amount: £50m
- Max. LTV: 75%
- Interest rates: Variable rate from 0.35% (+BBR), fixed rate from 0.70%, tracker rate from 4.79% (+BBR)
- Charge type: 1st charge, 2nd charge to £5m
- Term: 3 – 24 months + possible extension
- Property types: Residential, commercial & mixed-used
- Exit fee: POA
- Location: Kent
- Exit strategies: Sale of property, refinancing, or other viable options
Why Market Financial Solutions?
- Speed: Decisions within hours. Funds in days.
- Customisation: Loans structured to suit complex property needs – no one-size-fits-all approach.
- Kent expertise: We understand the local market nuances, whether it’s a deal in Tunbridge Wells, a refurb in Canterbury, or a portfolio opportunity in Medway.
- Certainty: Dedicated underwriters, and no lengthy red tape.
- Support: Direct access to decision-makers throughout your deal journey.
Latest Case Studies
A Bridge Fusion Solution for a Property Investor With a Complicated Background
Read case studyA foreign national requires a large facility to keep refurbishment plans afloat
Read case studyA HNW individual needs funding for two very different investments
Read case studyAcquiring a new property in a buoyant property market
Read case studyAcquiring Prime Central London property, with speed and transparency from the offset
Read case studyAdapting to An Uneven Mixed-use Property Investment: Tips & Strategies
Read case studyAddressing how a shortfall would be covered for a BTL investment
Read case studyAddressing red flags for a foreign national investing in the UK BTL market
Read case studyAdjusting to a borrower’s changing circumstances with Bridge Fusion funding
Read case studyAssisting a First-Time Landlord with a Commercial Investment
Read case studyAuction Finance for Property Investor’s Reactions to New Local Authority Legislation
Read case studyAuction Property finance needed after the deposit was paid
Read case studyBack Up Exit Strategies and Unearthed Arrears in the Legal Stage
Read case studyBalancing a foreign national’s financing priorities
Read case studyBridge Fusion solutions for major developments in the commercial market
Read case studyBridge Fusion Support for a Mixed-Use Property Bought at Auction
Read case studyBridging Finance to Help Organise Potential Inheritance Issues
Read case studyBridging solutions for short-lease investment opportunities
Read case studyCapital delivered to cover existing facilities and outstanding debts
Read case studyCommercial property investors don’t need to be held back by a few bad financial years
Read case studyCovering an existing charge while also investing in a commercial property
Read case studyCreating a contingency plan for a protracted conversion strategy
Read case studyDelivering auction finance quickly for a first-time landlord
Read case studyEnsuring Our Funding Was Segmented Effectively for a Multifaceted Deal
Read case studyEven without ground-up development finance – we can support developers
Read case studyFactoring potential future developments for a refinancing strategy
Read case studyFinance for an investment involving multiple moving parts
Read case studyFinding a refinancing solution for a borrower with missed payments on their record
Read case studyFinding a way forward for an investor facing conversion challenges
Read case studyBridging Loan in Kent –
What you need to know:
What types of property in Kent can I secure a bridging loan against?
Our bridging loans are designed with flexibility in mind. We lend against a wide spectrum of properties in Kent, including:
- Residential properties – from modern apartments in Dartford to listed cottages in the Weald.
- Commercial units – high street shops, warehouses, and office spaces across towns like Maidstone and Canterbury.
- Mixed-use buildings – for example, a shop with flats above in Rochester or Whitstable.
We also consider refinancing cases, refurbishments, and purchasing properties that may struggle on the high street.
How quickly can I receive funds for a Kent bridging loan?
Speed is core to our service. Through our loan structure, we often fund within a few days, depending on the complexity of the case and if all required documents are ready. You’ll have direct access to your dedicated underwriter working your case, so communication pathways are shorter. Our priority is to help you meet tight deadlines, be it auction conditions or last-minute opportunities.
Can I use a bridging loan in Kent to fund a chain break or auction purchase?
Absolutely. Chain breaks are common in competitive markets like Kent’s. Whether a buyer pulls out in Deal or a seller delays in Tunbridge Wells, our loans act as a finance buffer to secure your purchase. Similarly, for auction wins in places like Ashford or Gillingham, our fast drawdown times help you meet the 28-day completion window – even faster, if needed.
What is Bridge Fusion and how does it benefit Kent-based property deals?
Bridge Fusion is our bespoke approach to bridging loans that combines their speed with buy-to-let mortgage features like rolled and deferred interest. This includes:
- Bridging + refurbishment: Ideal for improving outdated properties in Margate or Ramsgate.
- Bridging + buy-to-let: Perfect if you intend to refinance onto a BTL mortgage post-works.
- Bridging + development exit: Allows you to unlock capital before units are sold or refinanced.
Bridge Fusion is particularly useful in Kent, where the property landscape can require creative structuring across suburban, coastal, and rural deals.
Do I need a perfect credit history to qualify for a bridging loan in Kent?
Not at all. At Market Financial Solutions, we prioritise the strength of your asset, the loan purpose, and the repayment strategy. We understand that past credit issues may not reflect your current financial capability. Whether it’s a historic CCJ or missed payment, we’ll consider each case on its merrits.
Are your Kent bridging loans available to limited companies, SPVs, or offshore entities?
Yes. We specialise in complicated real estate and regularly work with:
- UK-based limited companies, SPVsand Opco/Propcos
- Overseas investors purchasing through offshore companies or trusts
- First-time investors, professionals, and portfolio landlords alike.
We understand more complicated ownership structures and can accommodate layered company setups, offshore accounts, and international documentation requirements.
What are your typical terms for a bridging loan in Kent?
Our terms are designed to be highly adaptable. Key features include:
- Loan amounts: From £100,000 up to £50 million
- Term lengths: From 3 months up to 24 months (+ a possible extension of 12 months, product-dependent)
- LTV: Up to 75%, higher with additional security
- Repayment options: Interest can be rolled-up, serviced, or retained
- No ERCs for standard bridging loans
Every case is assessed on its individual merits – we don’t box borrowers into rigid criteria.
Can I refinance my existing bridging loan with Market Financial Solutions?
Yes. We frequently take over from other lenders when terms expire, or when a borrower needs better service or a longer runway to exit. Whether your project in Kent is delayed or your buyer has fallen through, we can provide a refinancing bridge or buy-to-let mortgage to protect your investment.
Do you support property investors outside Kent looking to invest in the area?
Definitely. Kent is a hotspot for London-based and overseas investors due to its transport links and regeneration zones. If you’re eyeing opportunities in Kent areas like Gravesend, Ebbsfleet, or Sittingbourne, we provide remote underwriting and have the infrastructure to manage your deal from anywhere in the world.
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