Bridging Loan Kent

How quickly can I receive funds for a Kent bridging loan?

Speed is core to our service. Through our loan structure, we often fund within a few days, depending on the complexity of the case and if all required documents are ready. You’ll have direct access to your dedicated underwriter working your case, so communication pathways are shorter. Our priority is to help you meet tight deadlines, be it auction conditions or last-minute opportunities.

Can I use a bridging loan in Kent to fund a chain break or auction purchase?

Absolutely. Chain breaks are common in competitive markets like Kent’s. Whether a buyer pulls out in Deal or a seller delays in Tunbridge Wells, our loans act as a finance buffer to secure your purchase. Similarly, for auction wins in places like Ashford or Gillingham, our fast drawdown times help you meet the 28-day completion window – even faster, if needed.

What is Bridge Fusion and how does it benefit Kent-based property deals?

Bridge Fusion is our bespoke approach to bridging loans that combines their speed with buy-to-let mortgage features like rolled and deferred interest. This includes:

• Bridging + refurbishment: Ideal for improving outdated properties in Margate or Ramsgate.
• Bridging + buy-to-let: Perfect if you intend to refinance onto a BTL mortgage post-works.
• Bridging + development exit: Allows you to unlock capital before units are sold or refinanced.

Bridge Fusion is particularly useful in Kent, where the property landscape can require creative structuring across suburban, coastal, and rural deals.

Do I need a perfect credit history to qualify for a bridging loan in Kent?

Not at all. At Market Financial Solutions, we prioritise the strength of your asset, the loan purpose, and the repayment strategy. We understand that past credit issues may not reflect your current financial capability. Whether it’s a historic CCJ or missed payment, we’ll consider each case on its merrits.

Are your Kent bridging loans available to limited companies, SPVs, or offshore entities?

Yes. We specialise in complicated real estate and regularly work with:

• UK-based limited companies, SPVsand Opco/Propcos
• Overseas investors purchasing through offshore companies or trusts
• First-time investors, professionals, and portfolio landlords alike.

We understand more complicated ownership structures and can accommodate layered company setups, offshore accounts, and international documentation requirements.

What are your typical terms for a bridging loan in Kent?

Our terms are designed to be highly adaptable. Key features include:

• Loan amounts: From £100,000 up to £50 million
• Term lengths: From 3 months up to 24 months (+ a possible extension of 12 months, product-dependent)
• LTV: Up to 75%, higher with additional security
• Repayment options: Interest can be rolled-up, serviced, or retained
• No ERCs for standard bridging loans

Every case is assessed on its individual merits – we don’t box borrowers into rigid criteria.

Can I refinance my existing bridging loan with Market Financial Solutions?

Yes. We frequently take over from other lenders when terms expire, or when a borrower needs better service or a longer runway to exit. Whether your project in Kent is delayed or your buyer has fallen through, we can provide a refinancing bridge or buy-to-let mortgage to protect your investment.

Do you support property investors outside Kent looking to invest in the area?

Definitely. Kent is a hotspot for London-based and overseas investors due to its transport links and regeneration zones. If you’re eyeing opportunities in Kent areas like Gravesend, Ebbsfleet, or Sittingbourne, we provide remote underwriting and have the infrastructure to manage your deal from anywhere in the world.