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It’s been over 2.5 years since the UK officially left the European Union. It’s been 6 years since the original Brexit referendum. And in that time, alongside the political and…

A loan-to-value (LTV) ratio is an assessment tool (or calculation) used to measure how much money is being borrowed compared to the value of a property. Lenders use LTV ratios…

The new academic year is just around the corner. So, many investors might be thinking about diversifying their portfolios and delving into the student accommodation market. For good reason, too.…

It’s understandable that investors will be wondering about the buy-to-let urban vs rural question. Few things affected the property market like the pandemic did. Not only did the industry have…

When it comes to investing in UK property, it can be a challenge to find the right asset for you. It must be the right type of dwelling, in the…

Renovating property is a relatively easy way to increase a home’s value, whether its being sold, rented out, or simply improved for a later date. Developers and investors often renovate…

Property has always been a popular asset for investors and for many, can make up their entire portfolio. As with other forms of investment however, the property market’s potential can…

Energy Performance Certificates (EPC) will become increasingly important for property owners over the coming years – both residential and commercial alike. But what is the minimum EPC rating for commercial…

Property flipping, where it’s done right, can be a very profitable endeavour. Generally, the most common form of flipping involves buying undervalued properties, fixing them up through refurbishments, and selling…

It is fair to say the last few months have been nothing if not uncertain. With Boris Johnson’s resignation and the ensuing Tory leadership contest throwing Westminster into a tailspin,…

Property flipping may be considered the most desirable form of investment for many. The idea of buying a property to sell on quickly for a massive profit is tempting to…

We’re living in a time when house prices are rising, mainstream lender’s criteria are tightening and finding a mortgage offer with a 10% deposit is near to impossible. The Guardian…

The property market is in constant movement. If the market doesn’t allow you to sell your property right now, you can take other steps to increase the value of your…

Commercial property is proving to be a potentially lucrative investment, with a variety of opportunities available to investors. As the UK moved on from the pandemic, demand for commercial space…

We are constantly surrounded by property development projects. From apartments to offices and anything in between, property developers play a major role in creating the world around us. However, if you…

Despite new build properties are cropping up by the thousands across the UK, the government’s aim to build 300,000 new homes each year is falling short. Land is becoming a…

Student accommodation is a popular option for property investors looking for rental opportunities. But how do you get started? We tell you everything you need to know to invest in…

Exit strategies are a crucial element of specialised finance. Given the short-term nature of the bridging world, you’ll need to have at least an idea of how you intend to…

Disclaimer MFS are a bridging loan and buy-to-let mortgage provider, not financial advisors. Therefore, Investors are encouraged to seek professional advice. Nothing is certain in this world except for death…

Bridging loans come in various shapes and sizes. They can be issued for commercial properties, auctions, and buy-to-let investments. But while there are many different types of bridging finance, all…

Almost every industry felt the impact of Covid-19. The commercial property market was no exception. Social distancing, remote working and multiple lockdowns forced businesses to move their operations online. Shops…

As we’ve all witnessed over the past year, the housing market has been flooded with activity. With more homebuyers, property chains were subsequently lengthened and regularly, borrowers are affected by…

These days the financial market is swamped with different types of loans and finance products, one being bridging loans. But what is a bridging loan and how does it work?…

Property auctions present opportunities for buyers. During the pandemic, buyers that hadn’t bought at auction before caught on to this. Auction Houses London saw sales rise during the lockdown months.…

The property market today is flushed with a variety of financial products. Products designed to help prospective homebuyers get onto the housing ladder and enable property investors to develop their…

The buy-to-let (BTL) industry is booming. With demand for rental property on the rise, HMOs are becoming an attractive opportunity. Landlords can benefit from regular income, but also enjoy the…

There can be many bridging loan benefits, covering a broad range of situations. From keeping a chain from falling through to expanding a portfolio, specialist finance can help investors stuck…

After many years of delays, Crossrail, or the Elizabeth line if you’d prefer, is finally here. New and improved travel routes have emerged across the capital, along with potential opportunities…

Property auctions in the UK have become increasingly prominent in recent years as more and more prospective homebuyers attend auctions online. This virtual habit has steamed from the years of…

As specialist lenders, we are often asked ‘what are short-term loans?’. In the housing market, purchasing a property and completing refurbishment works or a large development project often requires a…

What is the difference between regulated and unregulated bridging loans? When completing on a property transaction, finding the right loan for you can be difficult. This is not due to…

After serval years in the industry, one common question we hear a lot is – what are the costs of a bridging loan? Whilst this isn’t a ‘one-answer-fits-all’ question, we’ve…

The pandemic forced a lot of people to focus on their properties. The stamp duty holiday led to an explosion in the market, while homeowners across the country re-examined their…

New sustainability initiatives are being introduced for buy-to-let properties in the UK, but the availability of funding is causing a rift between landlords and leading to ‘eco privilege’ where larger…

Gazumping has emerged as a clear issue for buyers in the current property market. With investors chasing limited supply, the likelihood of seeing a rival bidder swoop in with a…

Gazumping has emerged as a clear issue for buyers in the current property market. With investors chasing limited supply, the likelihood of seeing a rival bidder swoop in with a…

The pandemic completely upended how people live and work. Within the space of a few weeks, businesses and consumers had to adapt to new realities. While many firms simply couldn’t…

One of our Senior BDM’s Zahira Fayyaz participated in the Knowledge Bank Lender Spotlight webinar. Zahira spoke about Specialist Finance for Foreign Nationals. Over the past few months, we’ve noticed…

Today, 8th March, marks International Women’s Day. There is no better time to consider the issue of gender diversity in the finance sector and, in particular, the bridging loans market.…

Holiday-let businesses have become increasingly popular among property investors over the course of the pandemic. They purchase a large property, such as a country estate, with the intent to converting…

1)     Welcoming the new year of 2021 with our new head office After a quiet Christmas and January restrictions, we welcomed our team back to Mayfair by moving into our…

The UK housing crisis is one of the most significant societal issues affecting the country. A lack of available housing – particularly affordable housing – has resulted in rent and…