At Market Financial Solutions, we provide bridging finance in Essex to help brokers and property investors secure property quickly, whether you’re buying at auction, refinancing, or unlocking capital for a time-sensitive project. We support deals across Chelmsford, Brentwood, Basildon, Colchester and Southend, with indicative terms often within hours and funding in days.
Contact Your Local Sales Team
Get in touch for bridging finance across Essex
Contact our locally based Senior Business Development Manager Maria Magnussen or Business Development Executive Ben Saffery, covering Chelmsford, Brentwood, Basildon, Colchester, Southend, Harlow, Braintree and surrounding areas. They can help with any questions or enquiries regarding bridging loans in Essex.
Maria Magnussen
Senior Business Development Manager
Email: mariam@mfsuk.com
Phone: +44 (0)7944 911312

Product Information
- Loan size: £100k – £65m+
- Term: 3 – 24 months + possible extension
- LTV: Up to 75%
- Interest rates: Variable rate from 0.40% (+BBR), fixed rate from 0.75%, tracker rate from 3.99% (+BBR)
- Interest type: rolled-up, retained, serviced
- Charge type: 1st charge on resi & commercial, 2nd charge up to £4m on residential properties
- Property types: Residential, commercial & mixed-used
- Exit fee: POA
- Location covered: All of Essex and surrounding counties
Why Us for Bridging Loan Services in Essex?
- Rapid decisions & completions: indicative terms within hours, funding in days.
- Solutions built around you: Custom-built loan. Residential, commercial, and mixed-use bridging loans in Essex.
- Real underwriters: No chatbots. You’ll speak directly with our underwriting team dedicated to your case.
- Credit history not a barrier: we focus on the asset and exit strategy first.
- Residential, commercial & mixed-use: 1st charge and 2nd charge options.
Latest Case Studies
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Read case studyAuction Property Finance Needed After the Deposit Was Paid
Read case studyBack Up Exit Strategies and Unearthed Arrears in the Legal Stage
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Read case studyBridge Fusion Premier Finance to Help Streamline a Landlord’s Portfolio
Read case studyBridge Fusion Solutions for Major Developments in the Commercial Market
Read case studyBridge Fusion Support for a Mixed-Use Property Bought at Auction
Read case studyBridging Finance to Help Organise Potential Inheritance Issues
Read case studyBridging Finance Unlocks Part-Tenanted Commercial Opportunity at Auction
Read case studyBridging Solutions for Short-Lease Investment Opportunities
Read case studyBridging the Gap for a Landlord in Financial Distress
Read case studyCapital Delivered to Cover Existing Facilities and Outstanding Debts
Read case studyCommercial Bridging Finance for an Investor Targeting a Burgeoning Industry
Read case studyCommercial Property Investors Don’t Need to Be Held Back by a Few Bad Financial Years
Read case studyCovering an Existing Charge While Also Investing In a Commercial Property
Read case studyCreating a Contingency Plan for a Protracted Conversion Strategy
Read case studyBridging Finance Essex –
What you need to know:
What is bridging finance and why is it useful in Essex?
Bridging finance is a short-term loan designed to bridge the gap between the purchase of a property and securing longer-term finance or selling another asset. In Essex, where property markets can move fast – particularly in towns near London like Brentwood and Epping – bridging finance gives investors the speed needed to compete effectively and avoid missing opportunities.
Who are the typical users of bridging loans in Essex?
Bridging loans are popular with property investors, landlords, developers, and mortgage brokers who need fast and flexible funding. Whether it’s a professional flipping properties in Colchester or a broker supporting a client buying at auction in Southend, bridging loans offer practical solutions where speed is essential.
Bridging Loans Essex – Use Cases
Our bridging loan services in Essex are commonly used for:
- Property purchases with tight deadlines
- Auction finance with completion in under 28 days
- Refurbishment funding (light or permitted development works)
- Chain breaks and delayed mortgage approvals
- Bridging capital for business or personal liquidity
How quickly can a bridging loan be arranged in Essex?
With Market Financial Solutions, bridging loans can be issued within days if everything is lined up. After receiving the application and necessary documents, we can often issue a Decision in Principle in a few hours. Because we fund from our own sources and underwrite in-house, we can act much faster than traditional banks, helping you meet tight deadlines and complete urgent purchases.
What areas of Essex do you cover for bridging loan services?
We cover the entirety of Essex, including Chelmsford, Colchester, Brentwood, Basildon, Southend, Braintree, Harlow, and all surrounding towns and rural areas. Whether you’re investing in commuter zones or transforming assets in less developed areas, we tailor our bridging loan services in Essex to local conditions.
Can I get a commercial bridging loan in Essex?
Yes. Our commercial bridging loans in Essex support clients acquiring or refinancing business properties, including shops, offices, and semi-commercial units. These loans are also ideal for clients repurposing underperforming assets or preparing for planning applications in rapidly changing town centres.
Do I need a perfect credit history to qualify for a bridging loan in Essex?
Not at all. Market Financial Solutions considers each application on its merits. We focus on the strength of the property asset and your planned exit strategy. Even if you or your client has historic credit issues, we may still offer terms if the deal makes commercial sense.
What exit strategies are acceptable for bridging loans in Essex?
We accept a variety of exit strategies including property sale, refinancing onto a buy-to-let or commercial mortgage, or sale of other assets. If you’re purchasing with intent to flip, retain, or lease, as long as there’s a clear and viable plan to repay the loan, we can consider your case.
Why is Essex attractive for property investment right now?
Essex offers strong transport links to London, robust demand from renters and homeowners, and an active property market. Towns like Chelmsford and Brentwood offer high yields and capital growth, while regeneration in areas like Basildon and Harlow bring value-add opportunities. Investors can benefit from both urban growth and rural appeal, making bridging finance a powerful tool to unlock deals before they’re gone.






















