Our bridging loans give London brokers and property investors access to immediate capital to secure deals, bridge shortfalls, or fund refurbishments. Whether you’re buying in Knightsbridge or refurbishing in Woolwich, our lending is fast, personal, and built to unlock complicated scenarios with confidence.
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Matthew Yates
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Business Development Manager
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Bridging finance is a short-term loan used to “bridge” a financial gap – typically between buying a property and securing long-term funding or selling another asset. In London, it’s commonly used for auction purchases, fast acquisitions, or to fund refurbishments in high-demand boroughs where delays can result in missed opportunities.
London’s property market is one of the most competitive and fast-moving in the world. Traditional lenders often can’t keep up with the pace of deals, especially at auction or in chain-break situations. Bridging loans provide a vital tool for investors who need quick access to capital to act on time-sensitive opportunities.
Yes. Our bridging loans cover residential, commercial, and mixed-use properties. Whether you’re acquiring a luxury flat in Kensington or redeveloping a commercial space in Shoreditch, we can structure a loan that meets your timeline and project goals. We also support conversions and change-of-use projects.
Absolutely. Many of our London clients use bridging loans to secure properties bought at auction, where completion is required within 28 days. We can act very quickly due to short communication ways, ensuring you can complete without delays.
We’re a flexible lender. While we consider credit history, it’s not the only factor. We focus more on the quality of the asset, your experience, and a viable exit strategy. Even with adverse credit, if the deal stacks up, we can often still proceed.
Bridge finance in London is used for various purposes including: chain break solutions, auction purchases, refurbishments (light or permitted), commercial acquisition, or capital raising. Whether it’s a buy-to-let flat in Hackney or a development project in Wandsworth, we can help.
Our personal approach and deep understanding of the London market set us apart. You’ll deal directly with experienced underwriters who work fast, ask the right questions, and build deals that make commercial sense. We also welcome complicated, time-pressured, or non-standard applications and will always try to find a way to lend, rather than not.
We cover all London boroughs and Greater London – from central zones like Westminster, Camden, and Southwark to outer areas like Chingford, Merton, and Norwood. Whether you’re investing in a prime postcode or an up-and-coming suburb, we can provide tailored funding that reflects local dynamics.
