What is a Bridging Loan?
A bridging loan is a form of short-term finance, designed to help individuals take advantage of investment opportunities quickly or overcome a particular financial situation.
Funding is made available against the value of an existing property or an acquisition. This allows our clients to capitalise on time sensitive opportunities, without having to endure the lengthy application process put in place by most mainstream lenders.
Access to fast funding, avoiding property chains and securing time sensitive deals i.e. auctions, repossession prevention, and bargain properties
Offers the perfect financial product to renovate or refurbish a property to a standard in which a lender will approve a mortgage application due to their stringent tick box criteria
Property investors can capitalise on high return opportunities, by accessing funds quickly for conversions and extensions which can significantly improve the value of the property
The ability to raise more capital quickly by securing the debt against any existing assets in a property portfolio and avoid missing any deadlines
Managing short term cash flow issues such as tax liabilities, repairing adverse credit and supporting business cash flow where mainstream banks are not as flexible