MFS Reports

cover q1 report

Property investment trends in 2024: Harnessing opportunities and capitalising on change

What are the current property investment trends in the aftermath of high inflation and interest rates? We’ve surveyed property investors about their confidence in the market and their outlook on investments in 2024.

UK's empty building report

The UK’s empty buildings: How can we tackle the issue?

We have seen an increase of empty buildings. In our survey, we are looking at the public’s opinion on empty properties, how the government handles the issue & what should be done to solve it.

facilitate increase home supply

How can specialist lenders facilitate an increase in the supply of homes?

Specialised lenders may not offer the initial development funding required for a housing construction project. However, they can offer support as the project approaches its conclusion.

rising demand

Why demand is rising for specialist finance

It’s has been difficult for mainstream lenders, as well as the UK’s property market including borrowers and investors. In a market in need of more flexibility specialist lenders will have an increasingly important role to play.

mortgage withdrawal report

How have product withdrawals affected homeowners and homebuyers?

To keep pace with the rapid base rate increase, many mainstream lenders and building societies have withdrawn their products. We reveal how product withdrawals have affected homeowners, homebuyers, and BTL investors across the UK property market.

Policy wish list report

The property market’s policy wish list

In this report we explore the findings, revealing the level of faith 1,300 homeowners and investors have in the government’s handling of the property market, and the policies – existing and prospective – they are most in favour of.

winners losers uk property market

Winners and losers of the UK property market

After the challenges of the previous months, we look at the data across countries, regions, property types as well as the buy-to-let and commercial sectors to determine the winners and losers of the UK property market. And what is the outlook for the future?

property market 2023 so far

How has the UK property market fared in 2023 so far?

The war in Ukraine, the cost-of-living crisis, and the fallout of the mini-budget in September 2022 all contributed to a significant amount of political and economic uncertainty over the past 12 months. How has the property market dealt with these challenges in the first quarter of 2023?

report epc rules

How are UK Landlords preparing for new EPC rules?

Until September 2023, regulations around EPC ratings in the private rental sector were upon us. Did landlords know about these changes? Which measures have they implemented already and what were they planning to implement before rules were supposed to come into effect?

cover report tenant landlord

Exploring the landlord-tenant relationship

How are landlords and tenants coping with rising interest payments & rental prices in the midst of the cost-of-living crisis? How has the crisis influenced their relationship and what are the requests on both sides?

race to remortgage report

The Race to Remortgage

After the mini budget outlined plans to cut taxes by borrowing, the Bank of England aggressively increased its interest rate. A race to remortgage began to secure the cheapest deal before banks would follow. What did we learn from this race?

importance of local high street

The Importance of the Local High Street

Local High Streets are under the microscope, as long-term shopping trends converge with turbulent trading conditions. So what is the outlook of our local high streets, and what role do they have in consumers’ lives and their choices of where to live?

post pandemic outlook uk commercial property market

The post-pandemic outlook of the UK commercial property market

Almost every industry felt the impact of Covid-19. The commercial property market was no exception. How will it cope in a post-covid world? Find out here where the demand will be.

November Housing Crisis Report

Housing Crisis Report 2021

The housing crisis is one of the most significant societal issues affecting the UK. A lack of available housing – particularly affordable housing – has resulted in rent and house prices rising sharply over many decades. In turn, millions of people across the UK are living in unsuitable accommodation, while many millions more are unable to purchase their own property.

gazumping report 2022

Gazumped Britain III: Uncovering the Challenges Facing Homebuyers

In the third installment of our ‘Gazumped Britain’ research, we have surveyed over 500 UK adults who bought a residential property in England or Wales within the past decade. This report will explore, how prevalent gazumping remains, the main causes and ramifications of being gazumped, and what can be done to tackle the issue.

15 years market financial solutions

15 years of Market Financial Solutions

Fifteen might not be considered an old age for a business, but in the bridging sector it is. While today the industry is home to a vast number of short-term lenders across the UK, in 2006 there were very few companies specialising in bridging finance; Market Financial Solutions (MFS) was one of them.

buy to let in focus report

Buy-to-let in focus

How the sector has responded during the Covid-19 Pandemic?

Covid-impact-report-1

How has the UK bridging industry fared during the Covid-19 pandemic?

No industry has been immune to the effects of the Covid-19 pandemic. The property market and, by extension the bridging loan sector, have certainly faced their challenges.

the homebuyer wishlist

The homebuyer wishlist 2021

Our timely research delves into the factors that matter most to UK homebuyers and how their priorities have changed as a result of the pandemic. Further, the results are compared with a survey MFS commissioned in the summer of 2019, offering a clear overview of how the property buying market has evolved over the past two years.

A year of challenges and achieve

2020: A year of challenges and achievements

There is no denying that 2020 has been one of the most eventful, unpredictable years in recent history. It will be remembered as a time when a virus first discovered in China would eventually bring the globe to a standstill.

MFS Gazumped Britain report cover

Gazumped Britain II: uncovering the challenges facing UK homebuyers

Three years after first exploring this issue, bridging lender MFS has surveyed more than 750 UK homebuyers to uncover just how prevalent gazumping is and what can be done to stop it. The report also explores the significant financial and emotional cost of being gazumped on a property purchase.

MFS report cover3

The UK homebuyer wishlist 2019

Between August and September 2019, MFS commissioned an independent survey of more than 1,000 UK-based homebuyers and property investors to discover the factors that matter most to people when hunting for a house or flat to buy. To read the results, be sure to download MFS’ new report ‘The UK Homebuyer Wish List’

britain gazumped report 2017

Gazumped Britain I: UK property buyers pipped to the post

Demand for British real estate, from both domestic and foreign buyers, has pushed the market into a fiercely competitive and fast-paced state. But despite the demand, mortgage approval rates have slowed. A lack of options and quick access to funding has led to a rise in gazumping – being beaten to a property purchase at the last minute.

Tested and approved

Designed for landlords.

Our Buy-To-Let Mortgage product is here to help you find your specialist financial solution.

Whether you’re a first-time landlord looking to start your journey, or a seasoned investor purchasing your next HMO, we’ve got you covered.

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