This auction finance calculator helps brokers & clients to calculate interest, fees, net loan, and LTV for auction property purchases.
Email the results to yourself or your client to keep a digital record.
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Email: info@mfsuk.com
Phone: +44 (0)20 7060 1234
Auction Finance Calculator Guide
This auction finance calculator is designed to help brokers and experienced investors estimate the likely costs of short-term funding before bidding at auction.
It’s commonly used to:
While the auction finance calculator provides useful cost estimates, it does not replace formal underwriting or due diligence.
It should not be relied on as confirmation of:
All figures shown are indicative and subject to assessment.
An auction finance calculator is a tool that estimates the potential costs of short-term funding for auction purchases. By entering key details such as property value, loan amount, term, and interest structure, users can see indicative figures including LTV, interest payments, and net loan amounts in real time.
The auction finance calculator can be used for a wide range of property types, including residential, commercial, and semi-commercial properties located in England and Wales, subject to lending criteria.
The calculator supports loan sizes from £100,000 up to £20,000,000, with indicative borrowing based on property value, loan-to-value, and term. Actual borrowing will depend on underwriting and valuation.
The bridging loan auction property calculator is split into two key sections. There are orange boxes, which require input from you, and blue boxes, which are updated in real time based on the information you enter.
You will need to enter a value for the property you’re investing in, along with any outstanding mortgage held against it. You’ll then need to enter a figure for the loan amount you require, which will need to sit between £100,000 and £20,000,000. A term for the loan will also be required.
You will also need to specify your preferred interest payment plan. Our auction loan calculator has three options: rolled up, part serviced, and pay interest monthly (3 months rolled and deducted).
Finally, you’ll be able to enter differing percentages for the interest rate and arrangement fee to see how they’ll affect your final bill. Interest rates for our auction funding will vary between borrowers, while arrangement fees start from 1%.
The results of all this will be presented towards the right side of the auction finance calculator.
Interest and fees shown in the auction finance calculator are indicative only. Rates are influenced by factors such as risk, exit strategy, loan term, and market conditions.
The calculator allows users to adjust interest rates and arrangement fees to model different scenarios, but final pricing will be confirmed during underwriting.
The bridging loan auction property calculator can be used by brokers and borrowers across a wide range of circumstances. However, all applications are assessed individually, and calculator results do not confirm eligibility.
Full lending criteria are available separately and should be reviewed before progressing to funding.
See here a full list of our lending criteria.
Yes. Brokers often use the bridging loan auction property calculator to calculate costs and affordability with clients before an auction date. It can support early discussions, but all figures remain indicative until a formal assessment is completed.
You are also able to email the quote to yourself or your client for discussion.