Pooling Our Resources to Address a Range of Tricky Circumstances

Loan Amount:
£145,000

Property Value:
£200,000

LTV:
69%

Having a simple investment strategy can make underwriting much easier. A standard residential purchase, with a clear exit strategy, can be wrapped up within mere days here at Market Financial Solutions.

But, occasionally the challenges don’t come from an investment’s complicated nature, the state of the wider market, or even borrower’s credit record. Sometimes, a borrower’s setup can present certain unanswered questions.

One of our underwriters had to find a way forward for a borrower whose situation, at first glance, didn’t seem to add up.

Something didn’t add up

From the early stages of this deal, the borrower’s circumstances threatened to slow down the deal. To line everything up, we worked closely with the legal teams involved. With their support, we were recognised what needed to be identified, and ensured our funding could be easily covered.

This was the main hurdle for this deal, with the underlying asset being highly desirable. The exit strategy was also clearly planned out. In covering our bases, we comfortably provided the finance required.

Two (or more) heads are better than one

We’re proud of our underwriting practices, but they wouldn’t be possible without the pool of resources we’re able to draw from. Having diversified funding lines behind us allows us to progress with confidence. Meanwhile, partnering with trusted conveyancers, valuers, and other professionals helps with finding solutions to tricky issues as they emerge.

Remaining flexible across all our deals is important to us here at Market Financial Solutions. Regardless of whether it’s a quick deal for a residential investment, or a complicated conversion project involving multiple commercial properties.

We will always do what we can to find a way forward for our brokers and their clients. Even when solutions do not immediately present themselves.

FAQs

What is you max. loan amount for residential properties?

We can offer residential bridging loans of up to £50 million. Our flexibility allows us to consider high-value transactions and tailor solutions that fit unique borrower requirements, whether for standard residential assets or more complex property structures.

Do you only work with individuals or corporate structures, too?

We work with a wide range of clients including individuals, partnerships, limited companies, SPVs, trusts and offshore entities. Our flexible approach means we can accommodate various corporate setups including OpCo/PropCos, understanding that every deal may have its own ownership structure and requirements.

How do you deal with complicated cases?

We are known for handling complex cases quickly and effectively thanks to our diverse funding lines and in-house capital reserves. Every borrower works directly with a dedicated underwriter who oversees their case from start to finish, ensuring clear and rapid communication. With decades of combined experience, our team can structure bespoke solutions even for the most unusual scenarios. We also keep all parties engaged throughout the process, helping prevent unnecessary delays.

Do you only cover funds for property purchases?

Our bridging loans are not limited to property purchases. We can provide funding for a variety of purposes including refinancing, covering tax liabilities, supporting business needs, or releasing equity from existing assets. Our flexible criteria mean we can assess each case on its merits and provide fast access to capital where it is needed most.