Helping a Buyer Secure Their First Investment Property and Prepare for the Future

Loan Amount:
£160,000

Property Value:
£210,000

LTV:
75%

We can work with property investors from a range of backgrounds. From first-time buyers through to seasoned professionals. But it’s rare when we find a borrower that’s technically both.

A borrower turned to us for a residential investment, consisting of multiple properties within a single block. While the client had decades of experience in property, this was their first step into this particular kind of investment.

To ensure it all went smoothly, our underwriter got to work assessing the case.

Moving quickly to organise multiple valuations

The units being invested into came from the conversion of a non-residential building and the investor had long term plans for them. To make sure these plans weren’t delayed, our underwriter worked quickly to have the valuations completed and find out if there were any potential issues.

We could see the properties being invested into held a lot of potential, in an area which was seeing higher valuations overall, which was a good start for the deal.

As this was the borrowers first investment of this kind, our underwriter also analysed their financial background to ensure the deal sat on solid foundations. The client had access to other capital and this, along with their sensible exit strategy, made us comfortable in issuing funding.

We can help you prepare

We’re happy to hear from all kinds of property investors – no matter how unique their situation. We can work with first-time buyers, foreign nationals or offshore companies, and various corporate setups.

This openness may prove crucial over the coming months, as we prepare for a challenging period ahead of us before the market starts to rebound.

No matter what tests lay ahead though, we’ll be there to support property investors. We’re well on our way to having a loan boak of £1.1bn, and we’re keen to issue this funding to entrepreneurial property investors. We’ve lent – through good times and bad – since 2006, and we have no plans to slow down.

FAQs

Can first-time investors secure funding even without an existing UK property?

Yes, first-time investors can access our bridging and buy-to-let solutions without holding UK assets or a UK footprint. We assess applicants based on the merits of the deal, asset potential, and exit strategy, providing support even when clients are entering the UK market for the very first time.

What should first-time property investors look for when choosing their first asset?

First-time investors should think carefully about rental demand, location, and the type of tenant they want to attract. Properties near transport links, good schools, or thriving town centres often let faster and stay occupied longer. Many new landlords also choose straightforward buy-to-let properties before moving onto larger HMOs or mixed-use investments. At Market Financial Solutions, we know that even the best investment can slip through your fingers if funding isn’t ready in time. That’s why we deliver bridging loans quickly and reliably, also for first-time landlords.

How can bridging finance help a first-time investor secure a deal before it’s gone?

In competitive markets, good investment properties rarely stay available for long. Waiting for a traditional mortgage offer can mean missing out altogether. In this case, the buyer needed to move fast to secure their first investment property. We started underwriting from day one and worked closely with the client’s solicitor to make sure funds were ready when needed. When we say yes, we mean it, giving first-time investors a real chance to compete.

Why do first-time landlords benefit from flexible funding options?

Not every new investor has an established rental track record – something high-street lenders often demand. Our flexible approach means we look at the bigger picture: the strength of the property, the local rental market, and the investor’s plans. By tailoring each facility to each investor’s circumstances, we can help first-time landlords and buyers step onto the ladder with confidence, knowing they have a lender who understands that everyone has to start somewhere.