Need £3m-£50m in short-term property finance? Our large bridging loans are built for high-value purchases, portfolio opportunities and commercial or mixed-use assets-structured around a clear exit and delivered at speed, with up to 75% LTV.
“Large bridging loans are short term financial solutions issued where gross loan amounts surpass £2m.
Large loans are typically issued for particularly lucrative investment opportunities. This could include buying flats in bulk or luxury houses.
Large bridging loans can be used by individuals and companies alike and they can be delivered just as quickly as our other bridging products.
Our large bridging finance work in the same way as our other products, the only difference being the loan amount. There’s no specific criteria for large loans as every deal is assessed on a case-by-case basis.
Larger loans are also often deployed for buyers with complex circumstances. At Market Financial Solutions, we specialise in complicated cases, and can have funding delivered in as little as three days. No matter how niche the application or size of the required funding.
Large bridge loans can be tailored to suit a variety of scenarios and assets, including residential and commercial investments. This can include student accommodation, prime central London residences or particularly large properties.
Here at Market Financial Solutions, our large residential and buy-to-let bridging loans are available from £2m to £50m, with a maximum LTV of 75%.
Visit www.mfsuk.com for more information and to contact one of our underwriters today.”
Our large bridging loans are designed for high-value transactions, typically from £3m up to £50m, secured against property in England and Wales. We lend up to 75% LTV, with terms from 3 to 18 months, and can structure interest in a way that suits the transaction (e.g., serviced, retained or rolled).
If you need a 1st charge on residential or commercial property, or a 2nd charge on a residential asset (up to £4m), we can assess the case quickly and provide clear terms early.
Large bridging finance is ideal to transactions where speed and certainty matter, including:
A borrower can purchase various types of property located in Wales & England with large bridging loans.
These can include luxury flats in prime locations, to large country houses spanning acres. They can also be utilised for different property uses, such as residential buy-to-let properties, to large shopping centres or hotels.
Large bridging loans on this page typically start from:
We lend up to 75% LTV (subject to the asset, structure and exit strategy).
We can offer the following charge types:
We keep pricing and fees clear early in the process. Typical cost components may include:
We don’t charge early repayment charges, but our large bridging loans have a minimum term of 3 months.
A viable exit is central to any large bridging loan. We commonly accept exits such as:
We’ll assess the exit for realism and deliverability within the term.
The first step will be to discuss your potential case with one of our underwriters, or BDM team. Just go to our contact page to find the best way to communicate for you – whether it be phone, email, scheduling a call back, or starting a live chat.
To move quickly, it helps to provide:
Once we have the essentials, we can progress efficiently and keep momentum through valuation and legals.
We can work as quickly as the transaction allows, and in some cases funds can be available within as little as 3 days. Timelines depend on valuation, legal complexity, and how quickly information is provided.
Not necessarily. Pricing is driven by the overall risk profile – including LTV, asset type, structure and exit strategy – rather than loan size alone. We underwrite from day 1 so you can see your position upfront.
Yes. We take a case-by-case view and can consider histories that include missed payments, CCJs or previous insolvency, subject to the full picture and a credible exit strategy.
Our large bridging loans are unregulated, which can allow more flexibility and speed than some mainstream options. If you’re unsure whether unregulated finance is appropriate for your circumstances, you may wish to take independent advice.
We can structure interest in different ways depending on the deal – including fully rolled, part serviced, or serviced monthly. Your underwriter will align the structure with the term and the exit.
Almost everyone that wants to invest in UK property will be eligible for high-value bridging finance:
We have been providing specialist finance for almost 20 years and in that time, we’ve built up a lot of experience. We understand what property investors need, regardless of whether they’re investing in a flat valued at £250,000, or a full portfolio worth £50,000,000.
And despite all the challenges we’ve faced – a global credit crunch, multiple recessions, and a pandemic – we have never stopped lending.
Our expertise allows us to overcome every problem that a property investment may throw up. If you want to work with a specialist provider who looks for reasons to lend, we’re here for you.
