Buy-to-Let Interest-Only Mortgage Rates

Market Financial Solutions’ Buy-to-Let Interest Only Mortgage Rates

We update our interest-only BTL mortgage rates on an ongoing basis. Meaning, this page has the latest information available. As is the case across all of our business and different products, clarity remains paramount – for both us and our underlying clients.

We split our residential BTL mortgages into up to three tiers. Our commercial BTL mortgages are split into two tiers.

These products and tiers ascend in scale, and are based on the complexity of the deal, and the borrowers’ circumstances. The most straightforward cases fall into the Buy-to-Let Core product range and in the tier 1 category, while the most complicated are reserved for the Buy-to-Let Specialist range and tier 3. The applicable interest-only BTL mortgage rates that borrowers pay will be dependent on what product and tier they fall in.

What affects your BTL interest-only mortgage rates?

There are many factors that influence what product and tier a borrower falls into, and therefore what rate they will ultimately pay. The type and size of the property, a borrowers’ credit history, their experience, their setup, the loan size, LTV, and more will all have an influence.

Across all our products, all borrowers will be able to benefit from flexibility. Both fixed and tracker options are available, as are deferred and rolled up repayment plans. All our BTL deals are underwritten from day 1 of an enquiry, meaning we’re there to address any issues or concerns as they arise.

Why work with Market Financial Solutions

There are many ways to get the ball rolling with us. An initial enquiry can be made through our website, over the phone, via email, or in-person at the various events we attend throughout the year. All enquiries we receive will be responded to within 4 hours.

But this isn’t the only reason brokers and borrowers should turn to us for our btl interest-only mortgage rates. Market Financial Solutions has been at the forefront of the specialist finance industry for nearly 20 years and with the launch of our BTL mortgages in 2022, we brought bridging-like speed and flexibility to the rental market.

Just as is the case with our bridging loans, our BTL mortgages are assessed on a case-by-case basis. Every borrower we work with has a solution that is tailored to their circumstances. Also, we have tools and resources at the ready to help property investors with their decisions. This includes comprehensive guides, independent research reports, and interactive BTL calculators.

The latter allows users to gauge what interest-only BTL mortgage rates may be available to them ahead of an enquiry, but the results will only be calculated estimations. To get detailed quotes, users should reach out to us today to get the ball rolling.

FAQs

Are buy-to-let interest-only mortgage rates available for both residential and commercial property?

Yes, buy-to-let interest-only mortgage rates can apply across both residential and commercial buy-to-let lending on this page. The tables are split to reflect different property types, so borrowers and brokers can quickly navigate to the relevant area before discussing a quote with the team.

Do buy-to-let interest-only mortgage rates apply to limited companies and SPVs?

We assess buy-to-let cases on a case-by-case basis. If your application is via a company structure (including SPVs), get in touch with our team who can give you an exact quote based on your circumstances.

Can brokers use this page to discuss BTL interest-only mortgage rates with clients?

Yes. The page supports both brokers and borrowers who want clarity on BTL interest-only mortgage rates. It gives an easy reference point for rate conversations before you move into a specific quotation, and it helps set expectations around how options are presented across residential and commercial products.

Are these rates the same as the final rate I’ll receive?

The tables are a strong starting point for understanding buy-to-let interest-only mortgage rates, but your final payable rate is confirmed through the quotation process once the full details of the case are reviewed. In other words: the tables help you benchmark, and a tailored quote confirms the exact pricing for your individual scenario.

What should I prepare before requesting a quote for BTL interest-only mortgage rates?

To move from viewing BTL interest-only mortgage rates to getting a quote, it helps to have the basics clear: the property type (residential vs commercial), the loan requirement, and how the case is structured. With that information ready, it’s easier for us to provide a clear, tailored response that reflects your specific deal.